The letter urges the NAIC should be more transparent about the scope of the data call. The letter poses a series of questions, including which states are participating in it, from which insurance companies they will collect data, and what data will be collected. The letter urges that the complete data set collected must be…
NCLC signed on to a coalition letter urging the Consumer Financial Protection Bureau to issue a final PACE rule. Last year, we applauded the Bureau for proposing a strong rule that would ensure PACE borrowers receive critically important consumer protections under Regulation Z. But the proposed rule came five years after Congress amended the Truth…
Read More about Coalition Letter to CFPB Urging a Final PACE Rule
A chapter in the new book, What’s Possible: Investing NOW for Prosperous, Sustainable Neighborhoods, recommends consumer protections for energy-efficiency financing to ensure that all households can meet their energy needs without financial risk.
A new report looks at existing community solar models, best practices, and state policies.
This report will provide states with model community solar consumer protections to ensure equitable outcomes for low-income participants.
Read More about Community Solar: Expanding Access and Safeguarding Low-Income Families
This issue brief lists some of the reported problems and consumer risks of rooftop solar agreements and provides policy recommendations to address these concerns for all consumers.
Read More about Rooftop Solar: Consumer Protection Recommendations
Americans for Financial Reform Education Fund, along with 20 organizations in the housing, consumer protection, climate and environmental justice, and community investment spaces, submitted comments on the Consumer Financial Protection Bureau (CFPB)’s proposed rule on residential Property Assessed Clean Energy (PACE) financing. The comment urges the CFPB to finalize this rule swiftly to protect consumers.…
Read More about Americans for Financial Reform Coalition Comment to CFPB on PACE Rulemaking
NCLC and NHLP submitted comments in strong support of the CFPB’s proposed consumer protection regulations for PACE loans, with recommendations to strengthen the proposal and help it more fully meet its goals.
NCLC has responded to NASEO's RFI regarding an essential component of state's IRA home energy rebates programs -- consumer protections. The Department of Energy's one-time nearly $9 billion home energy efficiency and electrification rebates provide an opportunity to package critical energy efficiency investments to the most vulnerable households, but it could open the door to unfair or predatory practices.
Read More about Comments to NASEO's IRA Rebates RFI Regarding Essential Consumer Protections
More than a quarter of households struggle to meet their energy needs. These households frequently face the risk of having their utility service terminated. Low-income families, in particular, spend a substantial portion of their income on electricity and heating. The average low-income household spends around 14% of their annual income on energy bills, compared to…
Read More about Tariff-based On-Bill Financing: Assessing the Risks for Low-Income Consumers
