FHA, VA & USDA Mortgages Archives

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Group Letter to FHFA, Fannie Mae, and Freddie Mac on Reducing Modification Interest Rates for Borrowers with Equity

June 3, 2021

Group letter urging Fannie Mae and Freddie Mac to amend the Flex Modification guidelines to extend the benefit of a lower interest rate to borrowers with mark-to-market loan-to-value (LTV) ratios below 80%.

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Group Comments to HUD Regarding Single Family Handbook Drafts Posted for Feedback

September 11, 2020

On behalf of the clients and communities we represent, NCLC writes to comment on HUD’s proposed revisions to Single Family Housing Policy Handbook, Handbook 4000.1.

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Group Comments in Response to a Request for Input for Property Assessed Clean Energy (PACE) Loans

March 16, 2020

Group comments in strong support of efforts to strengthen consumer protections on PACE loans and impose comprehensive state and federal regulation that would treat PACE as a mortgage product.

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Comments to the VA Regarding Revisions to VA-Guaranteed or Insured Cash-Out Home Refinance Loans

February 15, 2019

Comments of the National Consumer Law Center on behalf of its low income clients and National Fair Housing Alliance regarding Revisions to VA-Guaranteed or Insured Cash-Out Home Refinance Loans.

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Comments to HUD Regarding Mortgagee Letter 2019-15

October 23, 2019

The National Consumer Law Center submits this comment on Mortgagee Letter 2019-15 on behalf of its low-income clients.

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Group Comments on FHA Single Family Model Mortgage Documents

January 30, 2017

Group comments to 60-Day Notice of Proposed Information Collection: FHA Single FamilyModel Mortgage Documents.

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Are You a Reverse Mortgage Non-Borrowing Spouse? Tips to Help You Remain in Your Home

February 5, 2020

Fact sheet provides tips for reverse mortgage non-borrowing spouses to remain in their home.

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Homeownership & Foreclosure

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Comments Regarding the Single Family Housing Policy Handbook 4000.1

January 28, 2022

Comments to U.S. Department of Housing and Urban Development, Federal Housing Administration’s (FHA) Office of Single Family Housing re: Draft Update of the FHA Defect Taxonomy for Servicing Loan Reviews to the Single Family Housing Policy Handbook 4000.1.

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Supplemental Comments on the Single Family Housing Policy Handbook 4000.1

January 28, 2022

Comments re: Joint Comment to FHA’s Defect Taxonomy of the Single Family Housing Policy Handbook 4000.1.

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