Federal Student Loans Archives

Three Tax Fixes to Improve the Federal Student Aid Program

March 17, 2020

Stop Taxing Discharged Student Loans as Income. Stop Taxing Pell Grants as Income. End Overly Punitive Tax Offsets for Struggling Borrowers.

Congress Passes Joint Consolidation Loan Separation Act to Relieve Divorced Spouses of Shared Student Loan Debt

September 22, 2022

Today, in response to news of the passage of the Joint Consolidation Loan Separation Act in the U.S. House, which will now head to the President’s desk, Kyra Taylor, student loan staff attorney at the National Consumer Law Center, issued the following statement: “We applaud Congress’s long overdue decision to create a path to separate spousal…

Testimony of NCLC Attorney John Rao at the U.S. House Judiciary Subcommittee Hearing on “Oversight of Bankruptcy Law and Legislative Proposals”

July 25, 2019

This testimony’s focus is on the discharge of student loans in bankruptcy

Legal Aid Staff FAQ on Public Service Loan Forgiveness

September 1, 2022

September 1, 2022 Open Public Service Loan Forgiveness Q&A session with NCLC Staff Attorney Kyra Taylor and Federal Student Loan Ombudswoman Bonnie Latreille. Speakers: Kyra Taylor, National Consumer Law Center Bonnie Latreille, U.S. Department of Education

Watch Recording Read More about Legal Aid Staff FAQ on Public Service Loan Forgiveness

Top 10 Ways the New Borrower Defense Rule Is Worse for Borrowers

September 22, 2019

Key differences between the 2016 and 2019 Borrower Defense rules.

Student Debt Emergency Relief Act

March 22, 2020

A bill to amend the Higher Education Act of 1965 to halt collection of certain student loans, and for other purposes.

S. 1414, to Provide Bankruptcy Relief for Student Borrowers

May 9, 2019

Bill text for S. 1414, legislation to provide bankruptcy relief for student borrowers

Map: How State Stack Up: Which Jurisdictions Have Student Protection Funds?

January 1, 2021

Map for Report: How States Can Help Students Harmed by Higher Education Fraud

Letter to U.S. Dept. of Education Regarding Joint Federal State Oversight

September 10, 2021

Letter to Beth Grebeldinger re: Docket ID ED-2021-OS-0107

Group Letter to DOE Regarding Harm to Defaulted Borrowers as a Result of System-Wide Staffing Shortage

April 25, 2019

We are writing to demand that the U.S. Department of Education take immediate steps to address the ongoing, unprecedented, and system wide problems and delays currently plaguing its default servicing system.

Letter Regarding Recommended Revisions to False Certification Discharge Policies and Regulations

December 9, 2020

Letter to President-Elect Joseph Biden Transition Team re: Recommended Revisions to False Certification (Ability-to-Benefit) Discharge Policies and Regulations

Joint Comments to the CFPB Regarding Student Loan Borrower Concerns Regarding Proposed Debt Collection Rule

September 18, 2019

Community, civil rights, consumer, and student advocacy organizations comment on the proposed rule on Debt Collection Practices by the Consumer Financial Protection Bureau and express our concerns about the Proposed Rule’s failure to protect student loan borrowers from abusive debt collection practices.

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