Consumer organizations write to support the Accurate Access to Credit Information Act of 2019. The bill will address serious problems in the credit reporting system and empower consumers by providing them with much greater access to and control over their own information.
Read More about Support Letter for the Accurate Access to Credit Information Act of 2019
Ten years ago, the National Consumer Law Center (NCLC) issued Automated Injustice: How a Mechanized Dispute System Frustrates Consumers Seeking to Fix Errors in their Credit Reports, the landmark report on the serious dysfunctions in the American credit reporting system. Since then, the Consumer Financial Protection Bureau (CFPB) began exercising supervision authority over the Big…
FOR IMMEDIATE RELEASE: JANUARY 23, 2019 National Consumer Law Center contact: Jan Kruse ([email protected]) or (617) 542-8010 Washington, D.C. – As the longest federal government shutdown in our nation’s history drags on, attorneys at the National Consumer Law Center (NCLC) raised concern as to how working families could potentially be harmed long after the government reopens…
Read More about How the Government Shutdown Puts Working Families at Risk
Credit reports and scores reflect stunning racial disparities. Study after study has found that Black and Latino communities have lower credit scores as a group than whites and Asians. The racial disparities in credit scores are due to deep structural factors, created by centuries of intentional and legalized discrimination as well as present-day biases.
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