Bankruptcy Archives

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Clearing the Path to a New Beginning

October 7, 2020

A guide to discharging criminal justice debt in bankruptcy INTRODUCTION Bankruptcy offers debtors “a new opportunity in life and a clear field for future effort, unhampered by the pressure and discouragement of pre-existing debt.” Certain types of debt resulting from fines, fees, and other costs imposed on people accused of an infraction, misdemeanor, or felony…

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New Report: Using Bankruptcy to Discharge Criminal Justice Debt

October 8, 2020

FOR IMMEDIATE RELEASE October 8, 2020 Boston – A major barrier that keeps people in the United States from successfully reentering society long after an encounter with the criminal justice system is the burden of paying fines and fees. To help knock down this barrier, a new primer from the National Consumer Law Center guides…

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Guide to the HAVEN Act

November 5, 2019

erican Veterans in Extreme Need Act of 2019 (“HAVEN Act”) excludes certain benefits paid to veterans or their family members from the definition of current monthly income (“CMI”) found in the Bankruptcy Code. The HAVEN Act amends § 101(10A) of the Bankruptcy Code and supplements the 2005 amendments to the Code that excluded other government benefits, such as social security income.

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New Report: A 50-State Review Finds Many States Lacking Hospital Financial Assistance Programs

January 14, 2019

Click here for the updated (Nov. 2021) version of the Ounce of Prevention report. The National Consumer Law Center Provides a Blueprint for States to Adopt Boston – With more than 27 million Americans lacking health insurance and almost 50% of nonelderly adults with inadequate insurance that includes high deductibles and significant out-of-pocket costs, an…

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Clearing the Path to a New Beginning

New Report: Using Bankruptcy to Discharge Criminal Justice Debt

Guide to the HAVEN Act

New Report: A 50-State Review Finds Many States Lacking Hospital Financial Assistance Programs

Support NCLC