FDCPA Archives

FDCPA Litigation Using New Reg. F: Pleading Tips & Recently Alleged Violations

June 15, 2022

Based on a review of nearly sixty complaints alleging violations of Regulation F filed in federal court in the first six months since the effective date, this article provides initial advice for FDCPA practitioners regarding the use of Regulation F in litigation. The article lists pleading tips for Regulation F litigation, highlights particular violations of Regulation F alleged in the complaints, and links to examples of federal court complaints alleging those types of violations.

The FDCPA Year in Review: 2021

January 5, 2022

significant new FDCPA regulations took effect, a Supreme Court decision significantly impacts standing in FDCPA cases, and twenty-one appellate court panels issued important FDCPA published decisions. Of special note, all the chapters in the digital version of NCLC’s Fair Debt Collection have been extensively reorganized, rewritten, and updated.

Comprehensive New FDCPA Regulation F Takes Effect November 30

September 24, 2021

This article summarizes the Consumer Financial Protection Bureau’s (CFPB) new Regulation F and links to NCLC’s Fair Debt Collection where every Regulation F rule provision and official interpretation is examined in much more detail. This article also provides a list of Regulation F provisions addressing collectors’ use of email, text messages, and other electronic media. The article further lists CFPB resources and other free resources offering additional Regulation F guidance.

Advocates Cheer House Passage of Comprehensive Debt Collection Improvement Act

May 13, 2021

FOR IMMEDIATE RELEASE: MAY 13, 2021 Washington, D.C. – Today, the U.S. House of Representatives passed the Comprehensive Debt Collection Improvement Act (HR 2547), sponsored by Financial Services Committee Chairwoman Maxine Waters (D-CA), which would bring much needed clarity and reforms to stop abusive debt collection practices. The vote was 215 to 207. “Thank you…

CFPB Will Hold Debt Collectors Accountable to Tenants for Illegal Evictions

April 19, 2021

FOR IMMEDIATE RELEASE: April 19, 2021 NCLC Attorney Praises CFPB for Upholding the Fair Debt Collection Practices Act on Rule that Could Impact up to 9 Million Families Behind in Rent Payments Boston – Today, the Consumer Financial Protection Bureau announced an interim final rule that will require debt collectors to give tenants a written…

U.S. House Financial Services Committee Hearing on September 26 on Abusive Debt Collection with Testimony by April Kuehnhoff

September 25, 2019

Washington, D.C.- National Consumer Law Center attorney April Kuehnhoff will testify on Wednesday, September 26 at 10 am E.T. before the U.S. House Financial Services Committee at a hearing entitled “Examining Legislation to Protect Consumers and Small Business Owners from Abusive Debt Collection Practices.” “Nearly one-third of Americans have a debt in collection and third-party…

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