California Archives

Letter to Gov. Newsom Requesting Signature on Keep Families Connected Act

September 2, 2022

The National Consumer Law Center requests your signature on Senate Bill 1008, the Keep Families Connected Act, which would provide free phone calls in all California juvenile halls and state prisons and remove a heavy financial burden imposed on incarcerated people and their loved ones and support systems.

Opportunity Financial LLC v. the Department of Financial Protection and Innovation for the State of California

April 21, 2022

NCLC joined the Center for Responsible Lending, California Reinvestment Coalition, Consumer Federation of California, Public Law Center, and UC Berkeley Center for Consumer Law & Economic Justice in an amicus brief supporting the California Department of Financial Protection and Innovation in its effort to stop Opportunity Financial from evading California’s interest rate laws through rent-a-bank…

Pandemic Lawsuits in California: Credit Card Issuers & Debt Buyers Top Litigants in 2021

July 15, 2022

In 2021, the 15 most common private litigants in collection lawsuits in 16 California counties were all credit card issuers and debt buyers. Collectively, these 15 companies were engaged in 76.2% of all collection lawsuits filed in those counties.

Letter Regarding S.B. 472, Earned Income Access Service Providers Act

July 5, 2019

Letter in opposition to the current version of the Earned Income Access Service Providers Act, which fails to address the critical issues discussed in NCLC’s April 24, 2019 letter.

Forced Arbitration: Harming California Consumers, Servicemembers, and Veterans

February 5, 2021

Forced arbitration clauses take away Californians’ constitutional right to a day in court when companies break the law. Instead of a judge, a private arbitrator, often chosen and paid by the company, decides cases in a secretive proceeding with no appeal.

Debt Collection Fact Sheet: California

February 4, 2019

State debt collection fact sheet highlighting the percentage of state residents with debt in collection, the median debt amount, and complaints filed by over debt collection abuses.

Consumer Comments to CA DFPI on Earned Wage Access Products

March 15, 2021

This set of comments focuses on earned wage access programs and other newer types of payday advance programs.

Comments to CA DFPI on General Priorities

March 8, 2021

Coalition comments re: how the DFPI can best implement AB 1864, the California Consumer Financial Protection Law.

California Comments on Income Share Agreement

March 15, 2021

The National Consumer Law Center, Student Borrower Protection Center, and Center for Responsible Lending submitted comments to the California Department of Financial Protection and Innovating urging the agency to register Student Financing Providers, including income share agreement lenders. Registration would further the stated intent of the DFPI to promote nondiscriminatory access to responsible, affordable credit…

Building a California Seawall Against the Tsunami of Debt Collection Caused by COVID-19: Mortgage Relief

November 17, 2020

Brief examines key concepts surrounding real alternatives to foreclosures.

Letter to CA Senate Regarding Direct Deposits to Qualifying Accounts, Overdraft Features

March 29, 2021

Support Letter for CA SB 497: Qualifying Accounts for Direct Deposit of State Payments

CA Governor May Revise Proposal for a Department of Financial Protection and Innovation (DFPI)

May 27, 2020

A letter in support of the California Department of Financial Protection and Innovation, which is necessary to protect California consumers during the COVID-19 crisis and beyond.

All