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Debt Collection Fact Sheet: California

February 4, 2019

State debt collection fact sheet highlighting the percentage of state residents with debt in collection, the median debt amount, and complaints filed by over debt collection abuses.

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Consumer Comments to CA DFPI on Earned Wage Access Products

March 15, 2021

This set of comments focuses on earned wage access programs and other newer types of payday advance programs.

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Comments to CA DFPI on General Priorities

March 8, 2021

Coalition comments re: how the DFPI can best implement AB 1864, the California Consumer Financial Protection Law.

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California Comments on Income Share Agreement

March 15, 2021

The National Consumer Law Center, Student Borrower Protection Center, and Center for Responsible Lending submitted comments to the California Department of Financial Protection and Innovating urging the agency to register Student Financing Providers, including income share agreement lenders. Registration would further the stated intent of the DFPI to promote nondiscriminatory access to responsible, affordable credit…

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Building a California Seawall Against the Tsunami of Debt Collection Caused by COVID-19: Mortgage Relief

November 17, 2020

Brief examines key concepts surrounding real alternatives to foreclosures.

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Letter to CA Senate Regarding Direct Deposits to Qualifying Accounts, Overdraft Features

March 29, 2021

Support Letter for CA SB 497: Qualifying Accounts for Direct Deposit of State Payments

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CA Governor May Revise Proposal for a Department of Financial Protection and Innovation (DFPI)

May 27, 2020

A letter in support of the California Department of Financial Protection and Innovation, which is necessary to protect California consumers during the COVID-19 crisis and beyond.

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Letter to CA Governor Newsom Regarding Prohibiting Garnishment of Stimulus Payments

April 10, 2020

Advocates' letter to California governor urging a halt to bank account garnishments and/or debt collection.

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Payday Lenders Plan to Evade California's New Interest Rate Cap Law Through Rent-A-Bank Schemes

October 1, 2019

Quotes from the transcripts of August 2019 earnings calls by three publicly-traded payday lenders that offer high-cost installment loans in California at rates of 135% to 199% describing their plans to enter into rent-a-bank schemes to evade the new law.

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