Zombie Second Mortgage Resources
These NCLC Digital Library resources explain what zombie second mortgages are, why they are such a problem, and ways homeowners can stop foreclosures.
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Digital Library: FDCPA: 2024 in Review
This NCLC Digital Library article examines the most significant 2024 FDCPA developments, including summaries of all reported circuit court of appeals decisions, the latest approaches to dealing with FDCPA standing problems, CFPB guidance on collection of medical debt, and important FDCPA claims relating to new legislation limiting credit reporting of medical debt.
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Checklist for Identifying a Zombie Second Mortgage
The NCLC Zombie Mortgage Checklist provides suggestions for gathering information and documents to help determine if an advocate’s client has a zombie second mortgage and if there may be claims against the lender or servicer that would enable a client to challenge the foreclosure, negotiate an affordable loan modification, and obtain other relief to allow…
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Digital Library: Homeowner Tactics and Remedies When Insurance Is Force-Placed
This article then surveys homeowners’ best options and RESPA rights and remedies to resist charges for force-placed insurance.
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Digital Library: When (and When Not) to File Bankruptcy
This article aids practitioners and others working with clients in determining when a client should or should not file bankruptcy, including the top seven reasons to file and seven reasons not to file bankruptcy. Just as important is knowing the best time to start planning for and filing a bankruptcy, and knowing the cost of filing…
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Digital Library: 12 Ways to Recover Even When Lemon Used Cars Are Sold "As Is"
This NCLC Digital Library article lists 12 ways to recover for used car defects despite the dealer selling the car “as is.”
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Quick Summary of How to Approach Electronic Media Issues in Consumer Cases
This presentation provides a summary of issues related to protecting consumers when e-sign, electronic signatures, and electronic media is involved.
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NCLER Tip Sheet: Nursing Home Debt Collection: Issues and Defense
This tip sheet for advocates was created to accompany a webinar hosted by the National Center on Law & Elder Rights on nursing home debt collection against residents, family members, and other third parties. While most older adults rely on Medicare and Medicaid to help pay for their care, these programs often come with significant…
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Digital Library: Hundreds of Free Practice Aids on the NCLC Digital Library
The NCLC Digital Library contains a massive amount of consumer law practice aids free to the public, in addition to the 21 NCLC treatises that require a subscription. This article describes twelve essential free resources.
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Student Loan Updates & FAQ Training
The Student Loan Legal Aid Coalition provided a training on student loan updates and answered frequently asked questions. More information about student loans can be found on the Student Loan Borrower Assistance website. Subscribe to Student Loan Borrower News here.
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Parent PLUS Student Loan Training
The Student Loan Legal Aid Coalition provided a training on Parent PLUS student loans. More information can be found on Parent PLUS loans at the Student Loan Borrower Assistance website. If you need assistance finding your or your client’s student loan information, visit the Finding Your Student Loan Information page. Subscribe to Student Loan Borrower…
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