Digital Library: An Introduction to Ratio Utility Billing Systems for Tenant Advocates
This article discusses what RUBS billing is, what makes RUBS billing different, and how it may be worse for tenants than other types of utility billing.
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Digital Library: Seven Key Changes to the FHA Waterfall
The rights of homeowners facing financial hardship to modify their FHA-insured mortgage payments are of special significance.
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Digital Library: Home Equity Theft Scams—An Old Problem Takes on New Forms
This article describes emerging home equity theft schemes, some new and others that have been around for decades.
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Digital Library: New Consumer Law Changes Taking Effect in 2026
This article lists federal and state consumer law changes scheduled to go into effect or expire during the period from December 1, 2025, through January 1, 2027. Other consumer law changes will be enacted in 2026 and will go into effect in 2026; this article lists changes whose effective dates have already been scheduled as…
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NCLC Digital Library Practice Suite Webinar: Student Loans
Join NCLC Staff Attorney Anna Anderson for an exclusive hands-on session to explore the NCLC Digital Library Student Loans Practice Suite.
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Digital Library: 6 Keys to Challenging Electronic Terms & Conditions
The unique nature of electronic contracts and electronic signatures provides grounds to challenge their enforceability.
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Medical Debt Defense - Defenses and Aggressive Counterclaims You Can Use in Your State
This seminar will give you the tools to vigorously defend medical debt collection and go on the offensive.
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Digital Library: 10 Insider Tips to Find Answers to Consumer Law Questions
The NCLC Digital Library is the product of hundreds of consumer law experts’ contributions over the last 45 years. Odds are the answer to your consumer law questions can be found there. But pinpointing quickly what you need is not always easy, and you may not even be sure what the key issues are in…
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NCLC Digital Library Toolbox Webinar: Medical Debt
TIME: 4:00 PM EST Join NCLC for an introduction to the NCLC Digital Library Medical Debt Toolbox—a collection of resources from NCLC designed to help you navigate the complicated world of medical debt. Led by NCLC expert Berneta Haynes, alongside the Digital Library publishing team, this webinar will show you how to navigate the NCLC…
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NCLC Digital Library Toolbox Webinar: Housing Topics
NCLC experts and authors Sarah Mancini and Andrea Bopp Stark walk through the NCLC Digital Library Housing Toolbox—a powerful resource designed to help you tackle some of the most complicated and urgent housing law challenges including zombie second mortgages, tangled titles, and mortgage servicing pleadings. Navigate the NCLC Digital Library’s vast collection of legal tools…
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Fight Back With The Green Book!
To celebrate the launch of the Green Book print edition, join us for an exclusive webinar with the National Housing Law Project!
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