AFR Coalition Comments to FHFA on Federal Home Loan Banks
Coalition comments to the Federal Hosing Finance Agency re: FHLBank System at 100: Focusing on the Future.
Read More about AFR Coalition Comments to FHFA on Federal Home Loan Banks
All Resources
-
Guide for Homebuyers: Tips for Getting a Safe Mortgage You Can Afford
This guide gives you advice for getting a safe, affordable mortgage. If you’re a financial whiz, there may be other ways you can save money, but this guide emphasizes safety and affordability.
Read More about Guide for Homebuyers: Tips for Getting a Safe Mortgage You Can Afford
-
Letter to California DFPI Regarding Proposed Changes to Regulations Under the Student Loan Servicing Act
The undersigned sixteen organizations, representing California borrowers, educators, and consumer advocates, submit this comment in response to the California Department of Financial Protection & Innovation’s (“DFPI” or “Department”) notice of proposed rulemaking to adopt new regulations and amend current regulations implementing the Student Loan Servicing Act (SLSA), Fin. Code, § 28100, et seq., and to…
-
Assisting Homeowners with Reverse Mortgages after a Natural Disaster: A Guide for Advocates
After a disaster, older homeowners may struggle to meet their obligations under a reverse mortgage and may be concerned about losing the home to foreclosure. This guide spells out the resources and options that are available to help older adults maintain homeownership.
-
Opportunity Denied: How HUD's Note Sale Program Deprives Homeowners of the Basic Benefits of Their Government-Insured Loans
Vigorous enforcement of HUD’s loss mitigation rules would preserve homeownership and stabilize communities better than essentially unrestricted sales of the loans, often to financial speculators. To date, however, HUD has not held its major servicers accountable for their non-compliance with HUD’s own servicing rules. The note sale program should continue only if it can be…
-
Evaluating Regulation F: A Six-month Check-up on New Federal Debt Collection Regulations
More than four decades after the Fair Debt Collection Practices Act (FDCPA) was enacted in 1977, the Consumer Financial Protection Bureau (CFPB) issued the first comprehensive federal debt collection regulations—Regulation F, which took effect on November 30, 2021. Six months after Regulation F took effect, we investigated its impact on debt collection practices, focusing on…
-
Even the Catch-22s Come With Catch-22s: Potential Harms & Drawbacks of Rent Reporting
Rent reporting carries huge risks for renters, especially the most vulnerable families who struggle with housing costs.
-
Get Up to $20,000 of Your Student Loans Canceled
On August 24, 2022, President Biden announced widespread student debt cancellation. If you received a Pell grant, you may be able to get up to $20,000 in your loans canceled. If you didn’t receive a Pell grant, you may still be able to get up to $10,000 in loans canceled.
Read More about Get Up to $20,000 of Your Student Loans Canceled
-
Predatory Installment Lending in the States: How Well Do the States Protect Consumers Against High-Cost Installment Loans? (2021)
This is an outdated report. For the most current version click here. Caps on interest rates and loan fees are the primary vehicle by which states protect consumers from predatory lending. Forty-five states and the District of Columbia (DC) currently cap interest rates and loan fees for at least some consumer installment loans, depending on the size…
