NCLC joined a large coaltion thanking the IRS for developing the report to Congress on an IRS-run direct tax filing system and commending the IRS for the announcement that the IRS will launch a pilot direct file tool in 2024 to streamline access to the tax system. The letter emphasizes that Direct File will help…
NCLC joined a letter urging that the proposed SELF DRIVE Act regulating autonomous vehicles prohibit forced arbitration clauses that shield irresponsible companies from accountability when they endanger public safety.
Read More about Ban Forced Arbitration in Autonomous Vehicle Contracts
The National Consumer Law Center (on behalf of its low-income clients), submitted comments in response to the U.S. Department of Education’s announcement of its intent to establish a negotiated rulemaking committee to prepare regulations on federal student loan debt relief, as authorized under the Higher Education Act of 1965 (HEA). In these comments, NCLC recommends…
This letter urges Senate and House Appropriations Committee leaders to remove language from appropriations bills that would prohibit the use of funds for implementation of HUD’s Affirmatively Furthering Fair Housing program. Communities that receive HUD funding have long-standing obligations to affirmatively further fair housing for people of color, people with disabilities, women, and other groups…
Anyone can file a complaint with the CFPB and there are two ways to file: Over the phone and Online. This resource outlines the steps to take to submit comment and provides tips to completing the forms.
The National Consumer Law Center urges the Consumer Financial Protection Bureau (CFPB) to address how forced arbitration clauses in credit monitoring contracts are being used by consumer reporting agencies (CRAs) to compel arbitration of Fair Credit Reporting Act lawsuits. NCLC urges the CFPB to address this issue in its forthcoming FCRA rulemaking by prohibiting the…
Read More about NCLC Request for CFPB to Limit Arbitration of FCRA Lawsuits
The data broker industry is a $240 billion industry that is growing, opaque, intrusive, and potentially harmful to consumers, yet largely unregulated. The Fair Credit Reporting Act (FCRA) presents a meaningful avenue to address this regulatory gap for many companies in this industry, if the CFPB issues a rule that defines the scope of the…
NCLC joined reply comments to the Federal Communications Commission (FCC) regarding incarcerated people’s communications services, implementation of the Martha Wright-Reed Act, and rates for interstate inmate calling services. Among other things, the Martha Wright-Reed Act directs the FCC to ensure that companies providing communication services to people who are incarcerated are no longer able to…
NCLC signed-on to a letter submitted to the House Committee on Financial Services and House Committee on Agriculture opposing proposed crypto legislation.
NCLC joined reply comments to the Federal Communications Commission (FCC), submitted on July 12, 2023, regarding the FCC’s implementation of the Martha Wright-Reed Just and Reasonable Communications Act of 2022. Among other things, the Martha Wright-Reed Act directs the FCC to ensure that companies providing communication services to people who are incarcerated are no longer…
Alternative home financing transactions like land contracts and leases with option to buy have garnered much attention. NCLC’s research has led us to conclude that these alternative transactions do not provide a meaningful pathway to homeownership. Rather, land contracts and leases with option to buy are both costly and destructive detours that diminish the likelihood…
