Opposition Letter to H.R. 4763, the Financial Innovation & Technology for the 21st Century Act
NCLC signed-on to a letter submitted to the House Committee on Financial Services and House Committee on Agriculture opposing proposed crypto legislation.
All Resources
-
-
Joint Reply Comments to FCC Regarding Implementation of the the Martha Wright-Reed Act (with Leadership Conference)
NCLC joined reply comments to the Federal Communications Commission (FCC), submitted on July 12, 2023, regarding the FCC’s implementation of the Martha Wright-Reed Just and Reasonable Communications Act of 2022. Among other things, the Martha Wright-Reed Act directs the FCC to ensure that companies providing communication services to people who are incarcerated are no longer…
-
Testimony of Sarah B. Mancini on Alternative Home Financing Before the Senate Banking Subcommittee on Housing, Transportation, and Community Development
Alternative home financing transactions like land contracts and leases with option to buy have garnered much attention. NCLC’s research has led us to conclude that these alternative transactions do not provide a meaningful pathway to homeownership. Rather, land contracts and leases with option to buy are both costly and destructive detours that diminish the likelihood…
-
Comments to Nacha on Measures to Reduce Fraudulently-Induced Credit Push ACH Payments
NCLC submitted comments to Nacha in response to a request for information on potential changes to Nacha rules to address the management of fraud. The comments urged Nacha to require the banks that hold accounts of fraudsters to monitor the rate at which consumers request return of funds and to keep those return rates below…
-
FCC & State Attorneys General Warn Consumers of Increased Risk of Student Loan Debt Scam Robocalls and Robotexts
The FCC’s Robocall Response Team and the Attorneys General of Illinois, Massachusetts, Michigan, and New Hampshire are teaming up to warn consumers about a potential rise in student loan debt scam robocalls and robotexts in the wake of the recent Supreme Court decision in Biden vs. Nebraska. This decision, which relates to the Department of…
-
NCLC and CRL Comments to HUD's Proposed Payment Supplement Partial Claim
In these comments, the National Consumer Law Center and the Center for Responsible Lending provided detailed comments to HUD’s proposed Payment Supplement Partial Claim program, which will help borrowers avoid unnecessary foreclosure.
Read More about NCLC and CRL Comments to HUD's Proposed Payment Supplement Partial Claim
-
Coalition Letter in Support of HUD's Proposed Payment Supplement Partial Claim Program
The letter, joined by sixty-three non-profit organizations, supports HUD’s proposed Payment Supplement Partial Claim program as a necessary innovation to provide FHA-insured borrowers who have fallen behind on their loans with the payment relief needed to help them avoid foreclosure.
-
Barriers to Language Access in the Housing Market: Stories from the Field
As the demographics of the U.S. population change, so do the faces of homeownership. Since the housing crisis, federal regulators have taken significant strides to provide enhanced protections to mortgage borrowers to prevent harms that led to the crisis and to ensure that borrowers are offered home retention options when they face hardship. Despite this…
Read More about Barriers to Language Access in the Housing Market: Stories from the Field
-
NCLC Comments to FTC Negative Option "Click to Cancel" Proposed Rule
n response to the Federal Trade Commission's Negative Option Rule. The organizations strongly supported the rule's provisions to mitigate harms from unfair and deceptive practices regarding free trials and negative option programs.
Read More about NCLC Comments to FTC Negative Option "Click to Cancel" Proposed Rule
-
Coalition Comments to FHFA on Equitable Housing Finance, Language Access, and Fair Lending Oversight
Comments have been submitted on behalf of civil rights and consumer advocacy organizations in support of the Federal Housing Finance Agency's notice of proposed rulemaking on Equitable Housing Finance and Fair Lending Supervision.