NCLC and the Center for Responsible Lending oppose Nevada SB 290, an act relating to regulating earned wage advance services. The bill would break new ground by declaring that loans made through an “earned wage advance” app are not subject to Nevada’s statutes regulating credit, including advances that have no connection to employers. The bill…
Read More about Letter Opposing Nevada Earned Wage Advance Bill
National Consumer Law Center brief urging the Massachusetts Supreme Judicial Court to uphold the legislature’s decision to adopt a fixed 12 percent pre- and post-judgment statutory interest rate for tort claims is constitutional.
Consumer and civil rights organizations oppose H.R. 2706, the Financial Institution Customer Protection Act of 2017. The bill will hamper the efforts of banking regulators to advise financial institutions of warning signs that their customers are engaging in fraud, money laundering, or other illegal activity, putting consumers and financial institutions at risk of serious financial…
The National Consumer Law Center (NCLC), on behalf of its low-income clients, and the Electronic Privacy Information Center, filed comments along with Appleseed Foundation, Consumer Action, Consumer Federation of America, National Association of Consumer Advocates, National Association of State Utility Consumer Advocates (NASUCA), National Consumers League, Public Citizen, Public Knowledge, and U.S. PIRG, regarding the…
NCLC and partners urge the CFPB to issue Best Practices Guidance to Remittance Providers to simplify price disclosures, and stop hidden charges and fees.
The 48 undersigned fair housing, civil rights, housing advocacy, faith, consumer, women’s, real estate, LGBTQI+, senior and allied organizations submit these comments on HUD’s proposed new affirmatively furthering fair housing (AFFH) regulation (Docket No. FR-6250-P-01). We commend HUD for advancing this important regulation, which is a critical tool for creating more equitable and inclusive communities…
Read More about Coalition Letter Supporting Final Rule on Affirmatively Furthering Fair Housing
Disproportionately high burdens connected with utility infrastructure and operations fall on environmental justice populations, which are formally defined by Massachusetts law. Yet the status quo provides environmental justice populations and affected communities few or no meaningful opportunities to participate in DPU and EFSB proceedings, where most utility infrastructure and operations decisions are made. Few agency…
The National Consumer Law Center (NCLC) (on behalf of its low-income clients), Americans for Financial Reform Education Fund, American Economic Liberties Project, Consumer Action, Consumer Federation of America, Demand Progress Education Fund, Local Initiatives Support Corporation (LISC), National Community Reinvestment Coalition, and Tzedek DC submitted comments in response to the Consumer Financial Protection Bureau’s (CFPB…
Read More about Consumer Group Comments Supporting CFPB Proposal for $8 Credit Card Late Fees
The National Fair Housing Alliance (“NFHA”) and the undersigned civil rights and consumer advocacy organizations are writing in response to the Appraisal Standards Board’s request for comment on the proposed changes to the Uniform Standards of Professional Appraisal Practice (“USPAP”), which would add nondiscrimination language to USPAP’s Ethics Rule as well as provide more detailed…
Many consumers charge medical bills to credit cards. Some consumers end up using specialized medical credit cards to pay health care expenses, especially for expenses generally not covered by health insurance such as dental or vision care. This report discusses these medical credit cards in depth, beginning with a brief background section and then presenting…
Read More about Health Care Plastic: The Risks of Medical Credit Cards
