Resources Archive

Group Comments on Enabling Consumers to Identify Dealers and Vehicles Eligible for EV Tax Credits and Other Issues of EV Tax Credits

January 18, 2024

Consumers require clear, accurate, and advance information about which vehicles are eligible for credits and which dealers are able to comply with IRS requirements to make vehicle purchases eligible for tax credits. Consumers need to be able to access and independently verify this information without relying on dealers. Consumers could spend hours or days negotiating…

Group Comments on Transferability of EV Tax Credits

January 18, 2024

These comments address concerns associated with EV tax credits and particularly those associated with transferability of the credit from consumers to dealers. The comments raise concerns about the proposed rule which would limit the use of the used vehicle credit to only the first resale after the initial sale. We instead advocate that each car…

Joint Letter to the FCC Urging Use of ACP Outreach Grants for ACP Wind Down Implementation

January 11, 2024

NCLC and other organizations submitted a joint letter to the FCC urging use of ACP Outreach grants for ACP wind down implementation should a wind down of the program be initiated.

Comments to Fed on EGRPRA Review of Community Reinvestment Act and Regulation CC Availability of Funds

May 14, 2015

NCLC and other consumer organizations submitted comments in connection with the Federal Reserve Board’s review under the Economic Growth and Regulatory Paperwork Reduction Act (EGRPRA) of the Community Reinvestment Act and the Availability of Funds and Collection of Checks as set forth in Regulation CC, 12 C.F.R. Part 229.

Comments on Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications

January 8, 2024

NCLC urges the CFPB to finalize a rule that would establish supervisory authority over larger nonbank providers of (1) money-transfer services for incarcerated people and their loved ones and (2) prepaid cards for people being released from prison or jail, known as “debit release cards” or “release cards.”

Comments on the CFPB's Proposed Rule to Define a Market for General-Use Digital Consumer Payment Applications

January 8, 2024

The CFPB proposed a rule to define a market for general-use digital consumer payment applications which would include providers of funds transfer and wallet functionalities. NCLC and its coalition partners wrote comments in support of the proposal to define larger participants within this market, but urged the CFPB to broaden the scope of covered transactions…

Big But Brief: Challenges to Sustainable Homeownership Among Older Black Adults

October 11, 2023

This video, part of Columbia Aging Center's Age Boom Academy 2023, looks at challenges to sustaining homeownership, issues concerning heirs' property, property tax foreclosures, and predatory investors and speculation in Black communities.

Model Manufactured Home Community Stability and Preservation Act

December 28, 2023

This guide is a resource for anyone interested in promoting resident purchase opportunities through state policy.

Consumer and Privacy Group Comments to FCC Urging the Elimination of Rotating Numbers for Robocalls

December 22, 2023

These comments urge the FCC to explicitly prohibit the temporary rental of outward dialing telephone numbers to robocallers, to eliminate this method of evading caller ID requirements.

Comments to the CFPB's Proposed Section 1033 Rule, Personal Financial Data Rights

December 28, 2023

These are NCLC comments to the CFPB’s Proposed Rule Implementing Section 1033 of the Dodd-Frank Act, Personal Financial Data Rights. In general, we support the proposed regulation and believe it is a strong, protective rule that will ensure that consumers can share data from their deposit, prepaid, and credit card accounts without such access being…

Model Mortgage Servicer Duty of Good Faith

January 2, 2024

This is an outline of a Model Law for Mortgage Servicer Duty of Good Faith.

Electric Vehicle Coalition Letter to Treasury Re: IRA Section 30C

June 15, 2023

Comments to Treasury and the IRS, urging the agency to define “urban area” in a way that ensures tens of millions more people, including millions more residents living in poverty and in rural areas, are able to access the IRA’s § 30C tax credits that are critical to accelerate the deployment of charging infrastructure for…

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