October 6, 2023 — Active Case

Royal et al v. Judgment Acquisitions Unlimited et al
No. 2384CV02302-BLS2 (Suffolk Cty. Super. Ct. Mass.)

This class action complaint, filed in late 2023, seeks damages and injunctive relief against an attorney and a junk debt buyer and debt collector challenging their practices of misleadingly and inaccurately asserting amounts due in debt collection attempts to consumers and in small claims court, including collecting amounts that were not actually due.

In May 2024, the court denied Judgment Acquisitions Unlimited’s motion to compel arbitration, finding that JAU had failed to demonstrate that it was assigned the underlying agreements and that, regardless, the arbitration clause in the credit card agreements did not cover claims for illegal debt collection and unfair and deceptive practices under state law.

Co-counsel: WilmerHale Legal Services Center of Harvard Law School