Resources Archive

Consumer and Privacy Group Comments to FCC Regarding Consent for Telemarketing Calls

May 8, 2023

Comments filed by NCLC on behalf of eleven national consumer and privacy organizations urging the FCC to issue guidance stating the existing regulations governing agreements for consent and permission for prerecorded telemarketing calls to cell phones and landlines, and all telemarketing calls to lines on the DNC registry can only relate to calls from one seller…

Comments to the CFPB on Property Assessed Clean Energy (PACE) Financing Proposed Rule

July 26, 2023

NCLC and NHLP submitted comments in strong support of the CFPB’s proposed consumer protection regulations for PACE loans, with recommendations to strengthen the proposal and help it more fully meet its goals.

Letter to IRS Supporting Free-File

July 19, 2023

NCLC joined a large coaltion thanking the IRS for developing the report to Congress on an IRS-run direct tax filing system and commending the IRS for the announcement that the IRS will launch a pilot direct file tool in 2024 to streamline access to the tax system. The letter emphasizes that Direct File will help…

Ban Forced Arbitration in Autonomous Vehicle Contracts

July 24, 2023

NCLC joined a letter urging that the proposed SELF DRIVE Act regulating autonomous vehicles prohibit forced arbitration clauses that shield irresponsible companies from accountability when they endanger public safety.

NCLC Comments to Education Department Regarding Intent to Establish Rulemaking Committee on Student Debt Relief

July 20, 2023

The National Consumer Law Center (on behalf of its low-income clients), submitted comments in response to the U.S. Department of Education’s announcement of its intent to establish a negotiated rulemaking committee to prepare regulations on federal student loan debt relief, as authorized under the Higher Education Act of 1965 (HEA). In these comments, NCLC recommends…

Letter to Congress Opposing Prohibition on Funding to Implement Program on Affirmatively Furthering Fair Housing

July 17, 2023

This letter urges Senate and House Appropriations Committee leaders to remove language from appropriations bills that would prohibit the use of funds for implementation of HUD’s Affirmatively Furthering Fair Housing program. Communities that receive HUD funding have long-standing obligations to affirmatively further fair housing for people of color, people with disabilities, women, and other groups…

How to File a Complaint With the Consumer Financial Protection Bureau (CFPB) About Credit Repair

July 14, 2023

Anyone can file a complaint with the CFPB and there are two ways to file: Over the phone and Online. This resource outlines the steps to take to submit comment and provides tips to completing the forms.

NCLC Request for CFPB to Limit Arbitration of FCRA Lawsuits

July 14, 2023

The National Consumer Law Center urges the Consumer Financial Protection Bureau (CFPB) to address how forced arbitration clauses in credit monitoring contracts are being used by consumer reporting agencies (CRAs) to compel arbitration of Fair Credit Reporting Act lawsuits. NCLC urges the CFPB to address this issue in its forthcoming FCRA rulemaking by prohibiting the…

Comments to CFPB RFI on Data Brokers

July 14, 2023

The data broker industry is a $240 billion industry that is growing, opaque, intrusive, and potentially harmful to consumers, yet largely unregulated. The Fair Credit Reporting Act (FCRA) presents a meaningful avenue to address this regulatory gap for many companies in this industry, if the CFPB issues a rule that defines the scope of the…

Reply Comments to the FCC Regarding Implementation of the Martha Wright-Reed Act (with the Wright Petitioners)

July 12, 2023

NCLC joined reply comments to the Federal Communications Commission (FCC) regarding incarcerated people’s communications services, implementation of the Martha Wright-Reed Act, and rates for interstate inmate calling services. Among other things, the Martha Wright-Reed Act directs the FCC to ensure that companies providing communication services to people who are incarcerated are no longer able to…

Letter in Opposition to Anti-Consumer Appropriations Riders

July 11, 2023

NCLC joined a letter by several organizations expressing strong opposition to the FY2024 Financial Services and General Government appropriations bill, which would deprive federal agencies of their appropriate levels of funding and undermine critical consumer protections with its harmful ideological policy riders. The bill unnecessarily attacks federal agencies established to safeguard the financial health and…

Opposition Letter to H.R. 4763, the Financial Innovation & Technology for the 21st Century Act

July 25, 2023

NCLC signed-on to a letter submitted to the House Committee on Financial Services and House Committee on Agriculture opposing proposed crypto legislation.

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