This presentation provides a summary of issues related to protecting consumers when e-sign, electronic signatures, and electronic media is involved.
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This letter from 27 groups urges the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC) to issue guidance on Inclusive Utility Investment (IUI)/Tariffed On-Bill Financing/Pay As You Save (PAYS) (referred to jointly as “TOB”) loans. These products are growing substantially in the market and, without clear consumer protections, pose significant challenges to consumers’…
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To improve access to healthcare for people leaving incarceration, CMS is proposing to change the definition of “custody” for the purposes of Medicare eligibility rules and the Medicare special enrollment period (SEP) for formerly incarcerated individuals. These changes would now expand Medicare eligibility to people on parole, probation, or home detention, resulting in improved access…
The Federal Reserve Board proposes to expand the operating hours for the National Settlement Service (NSS) and the Fedwire Funds Service (Fedwire). NCLC supports the proposed rule to expand the operating hours of the NSS, but urge the Federal Reserve Board to take additional measures to address and prevent fraud occurring via Fedwire before expanding…
The National Consumer Law Center (on behalf of its low-income clients), along with a coalition of over 45 environmental justice and civil rights organizations, submitted a letter to the Environmental Protection Agency (EPA), calling on the agency to reject a petition filed by Republican attorneys general which would rescind vital Title VI protections. The letter…
This National Consumer Law Center (NCLC) report provides an overview of the carceral medical debt problem and policy recommendations and solutions to address the issue. The report provides background on the nature of carceral medical debt, including the complex healthcare needs of people who are incarcerated, what fees are assessed and why, how these fees…
