Carolina Lease Management Group v. GreeneNo. 21 CvD 134 (Jones Cty. Super. Ct., N.C.) This case involves a class counterclaim filed in response to a replevin action. The counterclaim alleges that Mr. Greene and hundreds of others like him entered into a rent to own contract for storage sheds with Carolina Lease Management Group. The…
NCLC joined a comment letter on the CFPB’s proposed overdraft fee rule, noting that any proposed overdraft fee rule must be accompanied by a strong enforcement mechanism. Consumers must be able to hold financial institutions accountable in public court for overdraft fee violations, and forced arbitration fine print traps should not be used as a…
Read More about Arbitration-Focused Comments on CFPB's Proposed Overdraft Fee Rule
Coalition letter from affordable housing, civil rights, public data, community development and philanthropic organizations urging the U.S. Census Bureau to add questions that measure residential displacement to an existing survey, as a first step in establishing a national housing loss rate. A combined rate measuring foreclosures, evictions and other forms of home loss would serve…
Read More about Coalition Letter to U.S. Census Bureau on National Housing Loss Rate
On behalf of 22 consumer protection, housing affordability, energy efficiency, and climate justice signatory organizations, we thank you for your continued work to secure healthy, affordable, and efficient housing for all residents. We write today to reinforce our support and excitement for the final determination from the Department of Housing and Urban Development (HUD) and…
Formerly Incarcerated, Convicted People and Families Movement, The Shriver Center on Poverty Law, and the National Consumer Law Center submitted an amicus brief to the United States Supreme Court in support of the respondents in City of Grants Pass, Oregon v. Johnson. The case involves a constitutional challenge to a city ordinance that imposes both…
Read More about Amicus Brief: City of Grants Pass, Oregon v. Johnson
The coalition writes in strong support of finalizing the HUD-USDA determination regarding energy efficiency building codes, and to clarify the record on some substantive issues that have been raised by parties opposing the adoption of the relevant codes. It is well documented that the modern, up-to-date building codes currently being considered by your agencies –…
NCLC served as a named Plaintiff in this class action against the electronic filing system used by the federal courts (PACER), which challenged PACER's practice of overcharging users for its services.
Read More about National Veterans Legal Services Program et al v. the United States of America
ur comments address a single subsection of the Proposed Rule: its proposed prohibition on incarcerated people’s “use of fund transfer services such as CashApp."
Read More about Comments to the Bureau of Prisons Re: Proposed Rule on Money-Transfer Services
The FCC should not allow wireless providers to continue to be exempt from compliance with the consent requirements for automated calls and texts to its customers. The requirement in 47 C.F.R. § 64.1200(b)(3) that some calls to residential lines using an automated or prerecorded voice (prerecorded voice calls) provide an automated opt-out mechanism should apply…
Read More about Comments to FCC on Wireless Providers Exemption and Automated Opt Out
The National Consumer Law Center (on behalf of its low-income clients) submitted the following comments in response to the proposed rule issued by the Consumer Financial Protection Bureau (CFPB) regarding overdraft lending at very large financial institutions. We strongly support the proposed rule, which will stop abusive overdraft fee practices that have harmed the most…
The proposed rule would stop big banks from using junk overdraft fees to exploit families living paycheck to paycheck.
This class action complaint alleged claims under the State Rosenthal Act Fair Debt Collection suit against Midland and a law firm in California.The suit alleged that the defendants used false affidavits of personal knowledge in collection actions and that the law firm used automated procedures for sending dunning letters and filing lawsuits with little to no meaningful attorney input.
