Resources Archive

Memo to Senate on FEMA Priorities for new DHS Leadership

March 16, 2026

President Trump announced that he will be nominating Oklahoma Republican Senator Markwayne Mullin to replace Secretary Noem as head of DHS. Congress should demand the following sorely needed reforms are enacted – including undoing internal processes that delayed or prevented assistance from reaching disaster survivors over the last year and a half – before considering…

Testimony Against Ohio H.B.534

March 16, 2026

Ohio H.B.534 weakens existing law and lacks adequate protections. Representatives should oppose it because it will hurt Ohioans.

Testimony in Opposition to H.B.5558 and Associated Legislation

March 12, 2026

NCLC submitted written testimony submitted to the Michigan House Committee on Regulatory Reform opposing H.B.5558 and associated bills. This proposed legislation would exempt a form of payday loan, so called “earned wage access” payday loans, from Michigan’s interest rate limits and transaction limits designed to prevent predatory lending.

Letter to Senators Thune, Schumer in Support of the Bipartisan 21st Century ROAD to Housing Act

March 6, 2026

The National Consumer Law Center (NCLC), on behalf of its low-income clients, supports the Senate’s 21st Century ROAD to Housing Act legislative package and encourages its swift passage. The Act includes provisions to make homeownership more sustainable and to address challenges with housing supply and affordability. In particular, the bill makes permanent a key assistance…

Letter to Treasury Regarding the Privacy Act; System of Records Notice (SORN)

March 6, 2026

On behalf of the clients and communities we represent, wrote to strongly oppose theDepartment of Treasury system of records notice (“SORN”) published on February 4, 2026. Because it is overbroad and imprecise, the SORN represents a significant and unwarrantedinvasion of individual privacy by the federal government. This baseless violation of privacywould extend even to individuals…

Comments Opposing Changes to the CFPB Complaint Portal That Discourage Credit Reporting Complaints

March 2, 2026

This NCLC comment expresses strong opposition to changes proposed by the Consumer Data Industry Association (CDIA) that would throttle the number of complaints filed with the CFPB against the three Big Three credit bureaus (Experian, Equifax and TransUnion). The comments object to the CFPB’s action in already adopting one of the changes demanded by CDIA,…

Comments to the California DFPI: Regulate Credit Bureaus

February 26, 2026

These are comments to the California Dept of Financial Protection and Innovation (DFPI) in response to its request for comments on a potential rulemaking to regulate consumer reporting agencies.

Written Testimony on House Bill 1148 –Property Taxes – Tax Sales, Heirs Protection Program and Tax Credits

March 3, 2026

This testimony supports HB 1148, which would provide heirs who inherit property much-needed assistance including assistance in avoiding tax sale. Maryland Legal Aid (MLA) testifies in strong support of this bill.

Amicus Brief in CFPB v. Colony Ridge, LLC

March 3, 2026

Amici are eight nonprofit organizations dedicated to fair housing and civil rights: National Fair Housing Alliance, National Consumer Law Center, UnidosUS, Public Justice, Center for Responsible Lending, Poverty and Race Research Action Council, Southern Poverty Law Center, and League of United Latin American Citizens. Amici submit this memorandum because they are concerned that the parties’…

Legal Aid Comments to the Department of Education on Proposed Student Loan Repayment and Rehabilitation Rules

March 2, 2026

Legal assistance groups that provide free legal assistance to low-income people submitted these group comments in response to the Department of Education’s proposal to implement changes made by the One Big Beautiful Bill Act (“OBBB”) to rules governing federal student loan repayment, deferrals related to economic hardship and unemployment, and rehabilitation of student loans out…

NCLC Testimony in Support of Connecticut HB 5209, Regulating HEI Loans

February 24, 2026

NCLC strongly supports Connecticut HB 5209. It will enact appropriate regulations to protect consumers from this high cost, high risk loan product.

Letter to LA City Council Regarding Tenant Utility Billing

February 24, 2026

This letter urges the Los Angeles City Council to prohibit landlords from using Ratio Utility Billing System (RUBS) to calculate utility bills in master-metered rental housing.

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