The largest banks continue to take billions of dollars a year in overdraft fees from families facing an affordability crisis. Some banks in particular stand out for their high or rising fee revenues, according to the latest call report data. In 2025, banks and credit unions extracted over $12 billion in overdraft and nonsufficient funds…
Read More about Overdraft Fees Rising In Absence of CFPB Rule
Millions of people are frustrated with the Big Three credit bureaus – Equifax, Experian, and TransUnion. In 2025, 5 million people filed complaints with the Consumer Financial Protection Bureau (CFPB) against these companies. Credit reports are full of errors, such as debts resulting from identity theft, information belonging to other people (known as “mixed files”), and even…
Read More about What States Can Do to Stop Credit Reporting Abuses
This letter from over 550 organizations supports inclusion of this key legislation, which would permanently authorize the CDBG-DR program, in the bipartisan 21st Century ROAD to Housing bill.
This letter from the Underserved Mortgage Markets Coalition to Fannie Mae raises concerns regarding several changes to the Duty to Serve plan, including rollbacks on strong rules for Manufactured Home Communities lending, and also recognizes several improvements to the plan.
Read More about Letter to Fannie Mae Regarding Changes to Duty To Serve Plan
Data brokers collect and sell a wide range of information about consumers, often without their knowledge and consent, including geolocation, health data, buying habits, political affiliation, property records, criminal history, and financial assets. The lack of transparency surrounding data brokers — combined with how artificial intelligence can supercharge their ability to exploit and weaponize the…
Updated June 5, 2026. A previous version of this report misstated a description of LeaseLock’s product. “PropTech” is compounding the unaffordability and precarity of securing and maintaining rental housing. The proliferation of property technology has become another way to extract profits from tenants desperate for a roof over their heads. This report focuses on one…
We strongly support DFI’s proposal, but recommend a number of technical improvements to strengthen the rule.
The letter supports inclusion of the PRICE Act in the Congressional housing legislative package. The PRICE Act would establish a permanent program to provide federal funding for key manufactured home community infrastructure.
Read More about National Coalition Letter Supporting the PRICE Act
This letter urges passage of the House housing package, which includes key provisions on appraisal accountability, rural housing loss mitigation, and small dollar mortgage loan pilots.
Read More about Letter to House Leadership on 21st Century ROAD to Housing Vote
The undersigned public interest organizations condemn Bank of America’s decision to add an arbitration provision to its “Online Banking Service Agreement,” governing its online or mobile banking services. The groups call on Bank of America to immediately restore its customers’ access to the public court system and remove the recently adopted arbitration provision from its…
Read More about Coalition Letter Condemns Bank of America’s Decision to Add an Arbitration Provision
The 106 undersigned consumer, civil rights, and community organizations wrote to Chairman Scott, Ranking Member Warren, Chairman Hill and Ranking Member Waters urging them to defend and strengthen interest rate limits and transparency to address the affordability crisis by:
Consumer issues are the most common civil legal problem among California households. NCLC’s resources, trainings, and support can help legal aid programs address these issues.
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