2025 Consumer Protection Federal Priorities
NCLC will pursue common-sense regulatory and legislative reforms to ensure fairness, fight fraud, and protect consumers in 2025.
All Resources
-
-
Home Equity Investment Loans Are Subprime Mortgages: Federal and State Policymakers Should Update Rules to Protect Consumers
The time has come for policymakers to protect homeowners from the risks this product poses and those who may abuse it. HEI loans are really just another form of mortgage and should be regulated like other forms of mortgage credit.
-
Comments in Support of the FCC's Proposed Rule to Unlock Cell Phones (Handsets)
A letter to the Federal Communications Commission in support of their proposed rule to require all wireless providers to unlock handsets no more than 60 days after activation.
Read More about Comments in Support of the FCC's Proposed Rule to Unlock Cell Phones (Handsets)
-
Maryland Energy Efficiency Advocates' Comments on the Revised EmPOWER MD 2024-2026 Program Plans
These comments from the Maryland Energy Efficiency Advocates' Coalition include recommendations to ensure a stakeholder process for electrification and keeping low-income incentives with the state agencies that administer a suite of low-income energy efficiency programs.
-
Letter to HUD on CDBG-DR and Heirs Property/Alternative Title Documentation
Absent a federal requirement, far too many states and local governments will continue to promulgate ownership requirements that exclude heirs property owners and other survivors without conventional documentation of title.
Read More about Letter to HUD on CDBG-DR and Heirs Property/Alternative Title Documentation
-
Comments to the OCC on permissible interest on loans that are sold or assigned
NCLC, consumer, and civil rights groups comments to the OCC strongly oppose the Office of the Comptroller of the Currency (OCC)’s proposed rule on Permissible Interest on Loans That Are Sold, Assigned, or Otherwise Transferred (proposal or proposed rule).
Read More about Comments to the OCC on permissible interest on loans that are sold or assigned
