Every state has a set of exemption laws, intended to prevent creditors from pushing families into destitution. This report finds that few states’ exemption laws meet even the most basic standards.
By Public Knowledge, Open Technology Institute at New America, Benton Institute for Broadband and Society and the National Consumer Law Center, on behalf of its low-income clients (WC Docket No. 23-199) Reply comments in response to the Federal Communications Commission’s Notice of Inquiry to refresh the record on fixed and mobile broadband internet service data…
Read More about Reply Comments to the FCC on Data Caps in Consumer Broadband Plans
By Public Knowledge, Open Technology Institute at New America, Benton Institute for Broadband and Society and the National Consumer Law Center, on behalf of its low-income clients (WC Docket No. 23-199) These are joint opening comments in response to the Federal Communications Commission’s Notice of Inquiry to refresh the record on fixed and mobile broadband…
Read More about Comments to the FCC on Data Caps in Consumer Broadband Plans
The sale and rental of telephones allows scammers and telemarketers to evade FCC requirements for truthful caller-ID. These comments urge the FCC to deny the application of a VoIP provider requesting access to number resources based on its previous practices.
With Change in Federal Priorities, California Workers Need State Protections With a new administration in Washington D.C., proposed federal protections may be reversed. So states like California with a proud tradition of protecting workers must make clear that:
This coalition letter urges adoption of energy efficiency building code standards for the Enterprises before the transition to a new administration. It also urges publication of the FHFA/Enterprises analyses on the impacts of efficiency standards. Making the analysis public provides full transparency into the process, will demonstrate the effort that FHFA and the Enterprises have…
Read More about Letter to FHFA Urging Adoption of Energy Codes and Release of Related Research
California was one of the first states to restrict the use of credit reports in employment decisions in 2011, leading at least 10 other states and two large cities to pass similar laws. The CA law, however, has several exceptions that weaken it. That is not unusual for an early adopter, given that state legislatures…
Read More about Tightening Consumer Protections: Don’t Let Credit Blemishes Kill Job Opportunities
This bill would significantly weaken or repeal many important federal student loan protections, particularly those critical for low-income student loan borrowers.
Read More about Opposition to HR 6951, the College Cost Reduction Act
NCLC fully supports the FTC’s proposal to amend the TSR to include inbound technical support calls in response to a solicitation to help protect consumers from these scam calls.
Shoppers often have the choice to “buy now, pay later” using companies such as Klarna, AfterPay, Sezzle, Affirm, Splitit, and PayPal. With the typical “pay-in-four” buy now, pay later (BNPL) loan, a quarter of the price is due at checkout followed by three payments every two weeks for the next six weeks. BNPL credit can…
These comments request that the Bankruptcy Rules Committee consider an amendment to Rule 3001(c) to fix a substantive change made by the restyling of the rule that may have limited the ability of a bankruptcy court to impose sanctions for creditor noncompliance with the proof of claim requirements.
NCLC joined the Pennsylvania Utility Law Project and other Pennsylvania advocates to submit a letter to U.S. DOE regarding the need to consider local consumer impacts when reviewing gas export facilities, focusing on Pennsylvania gas markets and consumers. Liquefied natural gas (LNG) exports increase the price that Pennsylvania consumers pay for gas – as well…
Read More about Coalition Letter to U.S. DOE on the Consumer Impacts of Gas Exports
