Letter in Opposition to the SHARE Act
This letter opposes the SHARE Act, which would provide a complete shield from tax liability for profits from HEI loans when made to LMI borrowers and when they meet other requirements.
All Resources
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Coalition Letter to Federal Reserve Requesting Full Board Vote and Public Hearing on Applications of Enova and Opportunity Financial to Become Bank Holding Companies
The Board of Governors is presently reviewing the application of Enova International to acquire Grasshopper Bank and to become a bank holding company. The Board is also expected to shortly receive the announced application of Opportunity Financial (“OppFi”) to acquire BNC Bank and to become a bank holding company. In light of the unprecedented nature…
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Digital Library: Home Equity "Investment" (HEI) Loans Practice Suite
Resources for advocates include free NCLC articles, links to relevant NCLC treatise material, pleadings and discovery, case documents and opinions.
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Comments to HHS Regarding the LIHEAP Program Data Collection on Race, Ethnicity, and Sex
These are brief comments to HHS requesting that the agency retain the collection of data on LIHEAP recipients regarding race, ethnicity and sex and urging HHS to make the data available in its LIHEAP Data Warehouse.
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Nueva Orden Presidencial Sobre Cuentas Bancarias e ITIN: Lo Que Necesitas Saber
Esta es una guía básica para entender qué significa la orden para ti, tu cuenta de banco, y tu dinero.
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New Presidential Order on Bank Accounts and ITINs: What You Need to Know
Here is a guide to what the order means for you, your bank account, and your money.
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California Letter in Opposition to ACA-9
This sign on letter is part of a TURN campaign to fight ACA -9, a bill that would remove the state utility commission’s jurisdiction over telecommunications providers. CA has the most robust state Lifeline low-income program that is administered by the CPUC. The CPUC is also active with telecom merger reviews and ensuring that all…
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The $12 Billion Overdraft Trap: State Options to Limit Overdraft and Nonsufficient Fund Fees
Overdraft and nonsufficient funds (NSF) fees can drain money that people need for rent, food, and medical expenses.
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Overdraft Fees Rising In Absence of CFPB Rule
The largest banks continue to take billions of dollars a year in overdraft fees from families facing an affordability crisis. Some banks in particular stand out for their high or rising fee revenues, according to the latest call report data. In 2025, banks and credit unions extracted over $12 billion in overdraft and nonsufficient funds…
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What States Can Do to Stop Credit Reporting Abuses
Millions of people are frustrated with the Big Three credit bureaus – Equifax, Experian, and TransUnion. In 2025, 5 million people filed complaints with the Consumer Financial Protection Bureau (CFPB) against these companies. Credit reports are full of errors, such as debts resulting from identity theft, information belonging to other people (known as “mixed files”), and even…
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Letter in Support of Including the Reforming Disaster Recovery Act in the 21st Century ROAD to Housing Bill Package
This letter from over 550 organizations supports inclusion of this key legislation, which would permanently authorize the CDBG-DR program, in the bipartisan 21st Century ROAD to Housing bill.
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Letter to Fannie Mae Regarding Changes to Duty To Serve Plan
This letter from the Underserved Mortgage Markets Coalition to Fannie Mae raises concerns regarding several changes to the Duty to Serve plan, including rollbacks on strong rules for Manufactured Home Communities lending, and also recognizes several improvements to the plan.
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