Comment from the National Community Reinvestment Coalition, the National Consumer Law Center® and the Center for Responsible Lending on the pending application from Formative Bank for a de novo charter and deposit insurance.
Before the COVID-19 crisis, 20.8 million American renter households–47% of all renter households–were already burdened with housing costs that threatened their financial security. Since the onset of the crisis in the United States, over 44 million Americans have filed for unemployment. Over 20 million people live in renter households experiencing job loss related to COVID-19.…
Petition of Assurance IQ, LLC This ex parte Notice relates to a meeting held on August 11 between representatives from variousconsumer groups with staff of the Bureau on Consumer and Governmental Affairs, along with TimSostrin, an attorney representing a consumer in a case pending against Assurance IQ, LLC. TheBureau staff in attendance were Aaron Garza,…
Read More about Letter to the FCC regarding Notice of Ex Parte Presentation, CG docket No. 02-278
Applying consumer laws to commercial bail, prison retail, and private debt collection Increasingly, Americans who have contact with the criminal legal system find themselves deprived not only of their liberty but also of their property, as the system imposes onerous fines and fees on criminal defendants and their loved ones. Today, the resulting criminal justice…
A letter in support of the California Department of Financial Protection and Innovation, which is necessary to protect California consumers during the COVID-19 crisis and beyond.
Comments from the Legal Aid Community to the Department of Education re: Proposed 2020 Universal Borrower Defense to Loan Repayment (BD) Form Listing of Elements
Read More about Legal Aid Comments to Proposed Listing of Elements for Borrower Defense Form
130 groups Call for a Nationwide Moratorium on Juvenile Fees and Fines
Read More about Call for a Nationwide Moratorium on Juvenile Fees and Fines
COVID-19 has created an unprecedented public health and economic crisis. Low-wage, hourly, and gig workers are losing income or risking their health working in close proximity to others. More and more families are struggling to pay rent, keep the lights on, feed their children, and get medical care in the midst of widespread fear and…
Read More about Call for a Nationwide Moratorium on Juvenile Fees and Fines
Consumer complaints and share of population with a debt in collection In 2019, 68 million Americans had one or more debts in collection on their credit reports. A debt in collection can wreak havoc on consumers, subjecting them to harassing debt collection calls, negative credit reporting, and potential lawsuits. This chart ranks the 50 states…
Read More about Fact Sheet: Debt Collection in the States and D.C.
Group Letter urging inclusion of S1581/HR 6470: the Medical Debt Relief Act of 2019 in the next COVID-19 relief package
Read More about Letter Supporting the Medical Debt Relief Act
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