State exemption laws, which protect income and property from seizure by creditors, debt buyers, and the debt collectors they hire, are a fundamental safeguard for families. Exemption laws are designed to protect consumers and their families from poverty, and to preserve their ability to be productive members of society and achieve financial rehabilitation. These protections…
Plaintiff Jaimaria Bodor alleges her 2018 tax return was improperly seized by the U.S. government due to a lapse by Defendant Maximus Federal Services, Inc. (“Maximus”), a purported collector of student loan debt, in violation of the Fair Debt Collection Practices Act (FDCPA).
Read More about Memorandum Opinion in Jaimaria Bodor v. Maximus Federal Services
Written Testimony before the Commonwealth of Massachusetts Joint Committee on the Judiciary in support of H.1900: An Act Relative to Telephone Service for Inmates in All Correctional and Other Penal Institutions in the Commonwealth
Read More about Testimony supporting Massachusetts H. 1900, Telephone Service for Inmates
Chi Chi Wu testifies before the Financial Technology Task Force of the US House Financial Services Committee on " Preserving the Right of Consumers to Access Personal Financial Data."
Despite their numerous and intractable problems, the Supreme Court provided an enormous get-out-of-jail-free pass to credit bureaus in a recent case, TransUnion LLC v. Ramirez. The Ramirez decision significantly impacts the ability of consumers to protect themselves and their financial reputations under the Fair Credit Reporting Act (FCRA).
Read More about Ramirez, Faux-Federalism, and the Futility of Consumer Disclosure Protections
The undersigned organizations are committed to ensuring access to high-quality postsecondary distance education and believe that one of the primary functions of state oversight of education, including distance education, is to protect students from predatory schools and programs that leave them with unmanageable debt and credentials and degrees of questionable quality. We appreciate the opportunity to provide comments on the 21st Century Guidelines for Distance Education (Guidelines), commissioned by the National Council for State Authorization Reciprocity Agreements (NC-SARA) and developed by the National Center for Higher Education Management Systems (NCHEMS).
Read More about Letter to NC-SARA Regarding Proposed 21st Century Guidelines for Distance Education
Television segment: Last Week Tonight (21:50 runtime) “PACE Loans.” Background information provided to the producers by NCLC policy experts John Rao and Charlie Harak.
