2021 Foreclosure Prevention and Mortgage Lending Priorities
Brief outlining NCLC's 2021 foreclosure prevention and mortgage lending priorities for the Biden Administration
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2021 Credit & Consumer Reporting Priorities to Promote Economic Recovery
Issue brief explores the need for serious, systemic reforms to ensure fairness and accuracy in credit and consumer reporting and to promote economic recovery by ensuring access to affordable credit, housing, and jobs.
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Legal Aid Coalition Comments to ED on Proposed Rules Regarding Borrower Defense, Arbitration, Interest Capitalization, PSLF, and Discharges for Closed School, False Certification, and Disability
Comments from the Legal Aid Community to the U.S. Department of Education re: Docket ID ED–2021–OPE–0077
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Model Utility Consumer Protections When Natural Disasters Strike
What Should Happen in the Wake of a Natural Disaster? Severe hurricanes, floods, mudslides and wildfires can threaten life and property, displace families and devastate communities. Residents in areas experiencing natural disasters may find their homes are not be habitable for long periods of time resulting in temporary to permanent displacement of the families. Community…
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Revised Model Refund Anticipation Loan Act with Commentary
Refund Anticipation Loans Model Law.
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A 50-State Report on Unfair and Deceptive Acts and Practices Statutes
Unfair and Deceptive Acts and Practices (UDAP) statutes in each of the fifty states and the District of Columbia constitute the main lines of defense protecting consumers from predatory, deceptive, and unscrupulous business practices. This report documents how widely and frequently those lines have been breached, and finds that in almost all states significant gaps…
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Revised Model Individual Tax Preparer Regulation Act
This Act shall be known and cited as the "Individual Tax Preparer Regulation Act." This Act shall be liberally construed to effectuate its purpose.
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Small Dollar Loan Products Scorecard
Scorecard Shows Consumers Pay Steep Rates for Small Loans: Financial Reform Should Include a Strong Consumer Financial Protection Agency
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National Consumer Act
Official text with comments (1970). Advocates of greater consumer protection for consumers in the United States long have known that extensive revision of the laws affecting consumers is necessary. The thrust of those laws necessarily must be to, equalize the bargaining position between industry and consumers. One of the areas in which the greatest abuses…
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Model Consumer Credit Act
A model for consumer protection prepared by NCLC in 1973.
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