Resources Archive

Complaint in NCLC v. Andrew Saul

August 25, 2022

This lawsuit, filed in in the United States Federal District Court for the District of Massachusetts is to enforce NCLC’s FOIA request sent to the Social Security Administration regarding its contract with LexisNexis for the Accurint database. SSA uses Accurint to search for alleged “non-home real property” and terminate SSI benefits as a result. Many reports of false matches have been brought to light, as Lexis and SSA are attempting to argue this product is not a consumer report under the FCRA.

Amicus Brief: Midwest Title Loans v. Mills

August 25, 2022

NCLC joined AARP, Consumer Federation Of America, Indiana Legal Services, Inc., and The Sargent Shriver National Center On Poverty Law in an amicus brief primarily prepared by Public Citizen and the Center For Responsible Lending in support of the Indiana Attorney General’s certiorari petition to the U.S. Supreme Court. Indiana, which regulates auto-title lending, sought to apply its law to title loans made by Illinois lenders to Indiana residents when the loans were advertised in Indiana and the lenders registered liens in Indiana and repossessed cars in Indiana– but the loan contracts themselves were signed over the border in Illinois.

Amicus Brief: Liu v. SEC

August 25, 2022

NCLC joined an amicus brief with Better Markets and CRL. The issue presented in Liu is whether the SEC has the ability to order disgorgement as a remedy in its cases under the explicit equitable authority granted by its enabling statute.

Amicus Brief: Kauders v. Uber Technologies and Rasier LLC

August 25, 2022

NCLC and Public Justice filed an amicus brief urging the Massachusetts Supreme Court to confirm that Massachusetts has just one test for contract formation—whether that contract includes a forum selection clause, an arbitration clause, neither, or (as here) both, and whether the contract was purportedly formed on a computer, using a smartphone, or in the increasingly old-fashioned manner of a signed paper document. Neither Cullinane nor Ajemian applied a heightened notice or reasonableness standard. Rather, they both correctly applied the single unitary standard for forming a contract under Massachusetts law—a standard that Uber’s rider registration interface fails to meet.

Amicus Brief: Fulford v. Avant

August 25, 2022

Amicus Brief in support of Plaintiff's motion for summary judgment.

Amicus Brief: CDIA v. Frey

August 25, 2022

This brief argues the Fair Credit Reporting Act’s (FCRA) text and structure, as well as its legislative history, clearly indicate that Congress did not intend to enact a sweeping prohibition against all state regulation of the contents of a consumer report.

Amicus Brief: BBBB Bonding Corp. v. Caldwell

August 25, 2022

Amicus Brief in Support of Respondent Kiara Caldwell

Amicus Brief: AMG Capital Management, LLC V FTC

August 25, 2022

NCLC, along with Professor Craig Cowie from the University of Montana Law School and the legal clinics at Berkeley, Yale, and West Virginia University Law Schools, filed an amicus brief with the Supreme Court in support of the respondent (FTC) asserting the district court’s exercise of its power to award accounting remedies under Section 13(b) of the Federal Trade Commission Act, 15 U.S.C. 53(b)(“Section 13(b)”), is consistent with longstanding notions of a court acting in equity to do “complete justice.”

Amicus Brief Opposing Demurrer in OppFi v. DFPI

August 25, 2022

Amicus Brief of Center for Responsible Lending et al in opposition to Demurrer in Opportunity Financial v. CA Dept. of Financial Protection and Innovation

Amicus Brief in Transunion v. Ramirez in Support of the Respondent

August 25, 2022

The FCRA provides three core rights that allow consumers to ensure that information contained in consumer reports is accurate: (1) a consumer must be informed when a consumer report is used against them; (2) a consumer must be allowed to see what information their file contains; and (3) consumers have the right to dispute inaccurate…

Amicus Brief in the Township of Mount Holly v. Mt. Holly Gardens Citizen in Action

August 25, 2022

Brief of the ACLU, ACLU of New Jersey, National Coalition Against Domestic Violence, National Community Reinvestment Coalition, National Consumer Law Center, National Law Center on Homelessness and Poverty, National Housing Law Project, Public Justice, P.C., and the National Women’s Law Center in support of Respondents.

Amicus Brief in Support of Appellee and Urging Affirmance in Tabitha Evans v. Pennsylvania Higher Education Assistance Agency

August 25, 2022

Brief of National Consumer Law Center, Consumer Federation of America, and National Association of Consumer Advocates in support of Appellee and urging Affirmance.

All Resources

Complaint in NCLC v. Andrew Saul

Amicus Brief: Midwest Title Loans v. Mills

Amicus Brief: Liu v. SEC

Amicus Brief: Kauders v. Uber Technologies and Rasier LLC

Amicus Brief: Fulford v. Avant

Amicus Brief: CDIA v. Frey

Amicus Brief: BBBB Bonding Corp. v. Caldwell

Amicus Brief: AMG Capital Management, LLC V FTC

Amicus Brief Opposing Demurrer in OppFi v. DFPI

Amicus Brief in Transunion v. Ramirez in Support of the Respondent

Amicus Brief in the Township of Mount Holly v. Mt. Holly Gardens Citizen in Action

Amicus Brief in Support of Appellee and Urging Affirmance in Tabitha Evans v. Pennsylvania Higher Education Assistance Agency

Support NCLC