Resources Archive

Group Comments to the National Council for State Authorization Reciprocity Agreements Urging Policy Revisions

November 30, 2020

Group comments to the National Council for State Authorization Reciprocity Agreements urging policy revisions for Spring 2021

Group Comments to the National Council for State Authorization Reciprocity Agreements

April 16, 2021

Letter to the National Council for State Authorization Reciprocity Agreements concerning our shared goal of ensuring that higher education students are protected from predatory schools and have access to high-quality education that does not leave them with unmanageable debt, whether they enroll in brick-and-mortar programs or in online education.

Group Comments to the FDIC Regarding Small-Dollar Lending

January 22, 2019

Comments submitted in response to the FDIC’s Request for Information on Small-Dollar Lending

Group Comments to the FCC Regarding Rates for Interstate Inmate Calling Services

September 27, 2021

WC Docket No. 12-375

Group Comments to the FCC Regarding Petitions for Reconsideration of Regulations Establishing Limits on Exempt Automated Calls

April 27, 2021

CG Docket No. 02-278 Report No. 3170

Group Comments to the FCC Regarding Notice of Ex Parte Presentation

September 17, 2021

This ex parte Notice relates to a meeting held on September 2, 2021 on the various Petitions for Reconsideration of the new regulations limiting prerecorded calls to residential lines issued in late 2020 by the Federal Communications Commission as required by the TRACED Act.

Group Comments to the CFPB Regarding Seasoned Qualified Mortgage Loan Definition

October 1, 2020

The Qualified Mortgage rule will play a significant role in the shape of the mortgage market going forward and whether homeowners who have been harmed by unsustainable loans, the types of loans targeted by the Dodd-Frank legislation, will have recourse to protect their homes from foreclosure and obtain an affordable mortgage loan. We therefore respectfully request a 60-day extension to this comment period.

Group Comments to the CFPB Regarding Debt Collection Practices

September 18, 2019

The 234 undersigned consumer, civil and human rights, labor, community and legal services organizations from all 50 states and the District of Columbia submit the following comments on the Consumer Financial Protection Bureau’s (CFPB or Bureau) proposed debt collection rules. The rule as proposed does far more to protect abusive debt collectors than consumers.

Group Comments to the CFPB Opposing Changes in Rules on Payday, Title and Certain Installment Loans and Rescission of Ability-to-Repay Rule

May 15, 2019

Comments on Proposal to Rescind Ability-to-Repay Requirements Governing Payday, Vehicle Title, and Certain High-Cost Installment Loans, Docket No. CFPB-2019-0006

Group Comments to HUD Regarding Single Family Handbook Drafts Posted for Feedback

September 11, 2020

On behalf of the clients and communities we represent, NCLC writes to comment on HUD’s proposed revisions to Single Family Housing Policy Handbook, Handbook 4000.1.

Group Comments to FHA Regarding Comments to Mortgagee Letter 2021-18

August 20, 2021

We write to comment on HUD’s response to the COVID-19 pandemic through Mortgagee Letter 2021-18. We appreciate that HUD has provided an avenue for borrowers to access significant payment relief through the COVID-19 Recovery Modification. It is essential, however, that HUD take further steps to ensure that its program operates as intended and borrowers are…

Group Comments to FCC Regarding WT Docket 12-375

January 22, 2021

Group reply letter to the FCC urging adoption of final rules to reduce the cost of phone calls for the incarcerated and their families

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