Resources Archive

Final Judgment in CA v. Renovate America

July 31, 2019

Final judgment in Superior Court of California, County of Riverside, in California v. Renovate America Inc.

Final Judgment in Reverse Mortgage Funding, LLC v. Unknown Heirs

July 11, 2020

Final judgment, Flagler County, Florida, finding the plaintiff has failed to prove standing to bring this action.

Final Debt Collection Rule: Part 2

January 7, 2021

Webinar on Final Debt Collection Rule

Final Debt Collection Rule: Part 1

November 6, 2020

Webinar materials for Final Debt Collection Rule

Final Award of Arbitrator in Adam Veltri v. Americor Funding, Inc.

December 4, 2020

Final award of arbitrator in favor of Claimant, Adam Veltri, and against Respondent, Americor Funding, Inc., and award of compensatory damages in the amount of $71,878.76, plus reasonable attorney fees and expenses.

Federal Income Tax Consequences of Receiving Assistance from a State Homeowner Assistance Fund Program

July 1, 2021

Issue brief of the National Housing Law Project on the Federal Income Tax Consequences of Receiving Assistance from a State Homeowner Assistance Fund Program

Federal Ability-To-Repay Requirements for Small Dollar Loans

November 1, 2021

Underwriting for the ability to repay is at the core of responsible lending. For small-dollar lending and other forms of non-mortgage lending, these are some of the applicable federal statutes, regulations, and guidances that address appropriate underwriting to ensure responsible lending.

FDIC and OCC Support for Predatory Small Business Lender

October 24, 2019

The undersigned small business, consumer and civil-rights groups write to express our deep disappointment and concern regarding the decision of the FDIC and OCC to file an amicus brief supporting a predatory small business lender that used a bank as a fig leaf to enable a 120% APR, $550,000 loan that the lender could not…

Fact Sheet: State Annual Percentage Rate (APR) Caps for $500, $2,000, and $10,000 Installment Loans

December 18, 2025

A summary of the U.S. states that cap the maximum annual percentage rate (APR) on small - to mid-size installment loans.

Fact Sheet: Medical Debt Collection

March 27, 2019

This fact sheet illustrates the needs for a strong rule from the Consumer Financial Protection Bureau to protect consumers from abusive debt collection tactics, especially those carried out by collectors of medical debt―the leading source of debt borne by most consumers.

Compendium of Existing Laws that Foster Resident Ownership of Manufactured Home Communities

October 1, 2025

Compendium of Existing Laws that Foster Resident Ownership of Manufactured Home Communities

Executive Summary: Protecting Seriously Ill Consumers from Utility Disconnections

February 24, 2021

Executive Summary for Protecting Seriously Ill Consumers From Utility Disconnections

All Resources