Resources Archive

Letter to Regulators Regarding Facebook and Cryptocurrency

July 2, 2019

Letter calling on Congress and regulators to impose a moratorium on Facebook’s Libra and related plans until the profound questions raised by the proposal are addressed.

Letter to Len Wolfson, Acting HUD Director Regarding Mortgagee Letter 2020-22

August 7, 2020

Letter in response to Mortgagee Letter 2020-22, which expanded the relief available to borrowers withCOVID-19 hardships.

Letter to IRS Regarding Patient Access to Hospital Financial Assistance

May 18, 2020

Letter expressing concern about patient access to hospital financial assistance, pursuant to Section 501(r (4) of the Internal Revenue Code, 26 C.F.R. § 1.501(r) and Revenue Ruling 69-545.

Letter to FTC: Military Credit Monitoring Rulemaking

January 7, 2019

The undersigned consumer and advocacy groups submit these comments in response to the Federal Trade Commission’s (FTC) Notice of Proposed Rulemaking (NPRM) regarding free electronic credit monitoring services for active duty military consumers, as required by Section 605A(k) of the Fair Credit Reporting Act (FCRA), 15 U.S.C. 1681c-1(k)

Letter to FHA Regarding Comment to Mortgagee Letter 2021-03 Addressing COVID-Related Deadlines and Issues for HECM Borrowers and Spouses

February 19, 2021

We write in response to the issuance of Mortgagee Letter 2021-03. We appreciate the steps taken in this Mortgagee Letter, as well as the recently announced moratorium extension through June 30, 2021, to expand the FHA foreclosure moratorium in order to ensure the ongoing housing stability of borrowers in FHA’s Home Equity Conversion Mortgage (HECM) program, and their non-borrowing spouses, in light of the current COVID-19 public health emergency. At the same time, HECM borrowers remain at significant risk of unnecessary foreclosure without additional action. Older people face the greatest risk from the current pandemic, and any housing instability will exacerbate the health and safety risk for those borrowers as well as for the community at large.

Letter to FHA Regarding Clarifying the HAF Foreclosure Pause for Reverse Mortgage Borrowers

May 17, 2022

The National Consumer Law Center and the National Reverse Mortgage Lenders Association write to jointly request that HUD clarify its recent FAQ related to a foreclosure pause for borrowers who have applied for the Homeowners Assistance Fund (HAF).

Group Letter to DOE Regarding Harm to Defaulted Borrowers as a Result of System-Wide Staffing Shortage

April 25, 2019

We are writing to demand that the U.S. Department of Education take immediate steps to address the ongoing, unprecedented, and system wide problems and delays currently plaguing its default servicing system.

Letter to David Altmaier in Support of the Center for Economic Justice's Comments

November 12, 2020

Letter to Lender Placed Insurance Model Act (C) Working Group re: Real Property Lender Placed Insurance Model Act

Letter to Credit Bureaus Urging Them to Provide Credit Reporting Relief to Federal Workers Affected by the Shutdown

January 18, 2019

The undersigned consumer, civil rights, and advocacy groups write to urge your companies to take affirmative steps to help the credit histories of consumers affected by natural disasters.

Letter to Credit Bureaus Urging Them to Provide Credit Reporting Relief to Federal Workers Affected by the Shutdown

January 18, 2019

The undersigned consumer, civil rights, and advocacy groups write to urge your companies to take affirmative steps to help the credit histories of federal workers impacted by the current partial shutdown of the federal government.

Letter to CRAs Requesting Translated Credit Reports During COVID-19

October 19, 2020

Letter to credit reporting agencies requesting translated credit reports during Covid-19

Letter to Congress Regarding Support for Mortgage Provisions of the HEROES Act

July 28, 2020

The undersigned consumer, civil rights, community, housing, labor, and other public interest organizations write to urge Congress to include mortgage protections in the next recovery package or other upcoming COVID-19 legislation.

All Resources