This letter expresses grave concern with proposals under consideration for inclusion in the Farm Bill that would reduce access to the Supplemental Nutrition Assistance Program (SNAP) rather than restore funding for vital nutrition benefits. The letter strongly urges Congress to reject any cuts to SNAP and instead restore funding, reverse the harmful reductions enacted under…
National Consumer Law Center joins the Consumer Federation of America and the National Consumers League in strong support of a Federal Trade Commission (“FTC” or “Commission”) rule that comprehensively addresses modern negative option plans, also called “subscription plans” or “subscriptions”. Subscription plans frequently result in consumer overpayment, unintended enrollment, and unreasonable cancellation procedures. An adequate…
Civil rights and consumer advocacy organizations wrote to the Federal Reserve Board to lodge objection to the merger application of Enova International, Inc. (Enova) and Grasshopper Bank and to request a meeting. Objections arise specifically under the Federal Reserve’s review authority under the Bank Holding Company Act (BHCA), which requires consideration of financial resources, managerial…
Read More about Letter from Civil Rights Groups to Federal Reserve Board Opposing Enova Bank Charter
Letter from 45 organizations opposing a discussion draft that would amend the Gramm-Leach-Bliley Act(GLBA), because the draft bill is both inadequate and harmful to consumer protection:
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The National Consumer Law Center strongly urges Representatives Scott Conklin and John A. Lawrence to support HB 2120. This critical legislation protects Pennsylvania homeowners from the dangers they face when signing shared equity agreements (SEA), a predatory form of mortgage loan. While marketed as easy cash, SEA mortgages function like the dangerous subprime mortgages that…
Read More about Letter in Support of Pennsylvania HB2120 Regarding Shared Equity Agreements
States, counties, and local governments can help protect immigrants, their families, and communities from financial exploitation and other consumer abuses.
Read More about What States & Local Governments Can Do to Support Immigrants' Financial Stability
These written comments to the Massachusetts Department of Public Utilities oppose adding increased fixed charges to utility bills.
This is written testimony to the DC Council Housing Committee on B26 0595 True Act, a ratio utility billing systems (RUBS) transparency bill. The testimony recommends the DC Council prohibit RUBS and lists the harms to tenants and to energy and water conservation goals for the District of Columbia. The testimony provides examples from other…
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An unprecedented national bank application would allow a lender to expand lending at interest rates of 100% or higher.
Read More about Trump Administration Must Deny Enova's Bid to Make 100% APR Loans In Every State
This is sign-on testimony in support of Maryland HB1253 to stop the ability of regulated gas companies to put ratepayers on the hooks for tens of billions of dollars for gas line replacement that does not prioritize public safety, more cost effective alternatives and it stops the ability of gas companies to bypass the normal…
