A $1.5 Trillion Crisis: Protecting Student Borrowers and Holding Student Loan Servicers Accountable
Testimony of Persis Yu before the U.S. House of Representatives Committee on Financial Services.
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Testimony of Ariel Nelson Before the Maryland House Economic Matters Committee in Support of H.B. 251
Today, to rent an apartment or nail down a job, you almost always have to pass a background check. About 94% of employers and 90% of landlords run criminal background checks, and about 85% of landlords review eviction information. Nobody should be turned down for an apartment or job because they were erroneously tagged with…
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Testimony of Chi Chi Wu before the Massachusetts Legislature in Support of H.1429/S.894: An Act Regulating the Use of Credit Reporting in Housing
Even before the COVID-19 pandemic, Massachusetts’ renters were facing a crisis from the lack of safe and affordable housing for low and moderate-income (LMI) families. One of the most significant barriers for obtaining housing is the use of credit reports and credit scores. By some estimates, 90% of landlords use credit reports and scores. NCLC…
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Testimony supporting Massachusetts H. 1900, Telephone Service for Inmates
Written Testimony before the Commonwealth of Massachusetts Joint Committee on the Judiciary in support of H.1900: An Act Relative to Telephone Service for Inmates in All Correctional and Other Penal Institutions in the Commonwealth
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Testimony of Chi Chi Wu before Fintech Task Force of the US House Financial Services Committee on Preserving the Right of Consumers to Access Personal Financial Data
Chi Chi Wu testifies before the Financial Technology Task Force of the US House Financial Services Committee on " Preserving the Right of Consumers to Access Personal Financial Data."
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Testimony Before U.S. House Financial Services Task Force Regarding “Banking on Your Data: The Role of Big Data in Financial Services”
Testimony of Lauren Saunders before the U.S. House of Representatives Committee on Financial Services Task Force on Financial Technology Regarding “Banking on Your Data: The Role of Big Data in Financial Services.”
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Testimony of Ariel Nelson regarding H.4652, An Act Regarding Decarceration and COVID-19
Testimony regarding Bill H.4652, An Act Regarding Decarceration and COVID-19
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Testimony on House Bill 5427
Written testimony regarding §§ 1, 2 and 3 of H.B. 5427, an Act Concerning Issues Relating to Debt Collection
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Rent-a-Bank Schemes and New Debt Traps: Assessing Efforts to Evade State Consumer Protections and Interest Rate Cap
Today we are facing the biggest threat in decades to states‘ historic power to prevent predatory lending: ―Rent-a-bank lending, where state-regulated lenders launder their loans up to 160% annual percentage rate (APR) through banks in order to evade state interest rate caps. These schemes are spreading around the country and are starting to explode. Payday…
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