Medical debt is one of the most prevalent types of consumer debt. 13% of Oregon residents inpredominantly white zip codes have one or more medical debts in collection on their creditreports, increasing to 15% for residents of predominantly non-white zip codes. Among U.S.consumers, 52% of collection items on credit reports are for medical debts. Medical…
Written Testimony of Olivia Wein, National Consumer Law Center in Support of HB 982, Public Utilities – Low-Income and Middle-Income Housing – Energy Performance Targets
NCLC supports HB 260, which would help policymakers and regulators to better protect Maryland consumers
Written Testimony of John W. Van Alst Attorney, National Consumer Law Center and Director of NCLC’s Working Cars for Working Families Project Before the Committee on Financial Services Subcommittee on Oversight and Investigations U.S. House of Representatives “Examining Discrimination in the Automobile Loan and Insurance Industries.”
The corrections telecommunications industry contracts with prison and jail systems (and immigrationdetention centers) to provide the exclusive means for prisoners to maintain contact with the outsideworld. Limiting such contact and charging inflated prices for it is unfair and exploitative, and weakensfamily bonds by reducing the frequency of contact between prisoners and their families, which is…
The National Consumer Law Center thanks Senator Eldridge for introducing S.578 and Representative Brodeur for introducing its companion H.919 and offers the following testimony in support of S.578/H.919
Testimony before the COMMITTEE ON FINANCIAL SERVICES SUBCOMMITTEE ON FINANCIAL INSTITUTIONS AND CONSUMER CREDIT regarding “Fair Credit Reporting Act: How it Functions for Consumers and the Economy”
Testimony expressing concern that the many bad actors observed in Property Assessed Clean Energy (PACE) programs have preyed upon low-income consumers, older adults, and homeowners of color, including through deceptive contractor practices and targeting communities of color.
Read More about Residential Property Assessed Clean Energy (PACE) Programs
Congress has an important role in overseeing the U.S. Department of Housing and Urban Development’s (HUD) administration of the Federal Housing Administration’s (FHA) reverse mortgage program. Congress authorized HUD to create the HECM program to encourage lenders to make reverse mortgage loans that would better enable seniors to tap into their home equity and age…
Pursuant to the Public Notice issued by the Consumer and Governmental Affairs Bureau,the National Consumer Law Center (NCLC) files these comments on behalf of its low-incomeclients and Consumer Reports, Consumer Action, Consumer Federation of America,Electronic Privacy Information Center, the National Association of Consumer Advocates,and Public Knowledge. NorthStar Alarm Services, LLC. (NorthStar) requests in its petition…
Testimony by Jen Bosco in hearing on Massachusetts S. 195 and H. 331, An Act Relative to Protecting Residential Electric Customers
The federal Low Income Home Energy Assistance Program (LIHEAP) is the cornerstone of government efforts to help needy seniors and families stay warm and avoid hypothermia in the winter, as well as stay cool and avoid heat stress (even death) in the summer. LIHEAP is an important safety net program for low-income, unemployed and underemployed…
Read More about FY 2020 Appropriations for the HHS Low Income Home Energy Assistance Program
Please support NCLC's work to advance consumer rights and economic justice with a tax-deductible contribution today!
Donate