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Testimony before the U.S. House Financial Services Committee regarding Consumer Protections and Equifax Data Breach
NCLC has long advocated for stronger reforms to ensure accuracy and fairness in the U.S. credit reporting system. We have testified many times before Congress, including before this Committee, on the need for reform of the credit reporting system to address issues such as unacceptable error rates, the travesty of the automated dispute system used…
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Testimony Regarding MD H.B. 71, the Manufactured Housing Modernization Act
The Environmental & Transportation Committee of the MD General Assembly re: H.B. 71, the Manufactured Housing Modernization Act.
Read More about Testimony Regarding MD H.B. 71, the Manufactured Housing Modernization Act
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Briefing Statement to the Massachusetts Advisory Committee to the US Commission on Civil Rights Regarding Access to Safe and Affordable Water During and Beyond COVID-19
Safe and affordable drinking water and waste water service (referred to as “water service” in my statement) are essential utility services. The human body needs water to survive, and clean wateris necessary for cooking, cleaning and sanitation. Water service is also essential for a dwelling tobe considered habitable. The United Nations General Assembly has recognized…
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Testimony in Support of the Bill 108/Senate Bill 524
Maryland Low-Income Energy Efficiency Savings Goal Low-income Marylanders pay an average of 13% of their annual income on energy costs, compared to 2% for non-low-income households. This translates to an average annual lowincome energy bill of $2,658, but an average annual income of only $20,038. Extremely poor households (0 to 75% of the federal poverty…
Read More about Testimony in Support of the Bill 108/Senate Bill 524
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Testimony of Olivia Wein before the Maryland Economic Matters Committee re: SB 905: Silver Energy Savers Program & Energy Assistance Fund
SB 905 would establish one-on-one support for low-income seniors aged 60-years of age and older to help them successfully apply for energy assistance. SB 905 would require the Office of Home Energy Programs (OHEP), which administers the Maryland Energy Assistance Program (MEAP, also known as the federal Low Income Home Energy Assistance Program (LIHEAP)), to…
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Testimony Before the MA Joint Committee on Telecommunications, Utilities & Energy Regarding Competitive Energy Suppliers
NCLC has been actively involved in advocacy for consumers who have been financially harmed by alternative (or competitive) energy supply companies. We have released a report and an issue brief which both described the common abusive sales practices and inflated prices which have harmed so many Massachusetts consumers, with a particular emphasis on the unfair…
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Testimony: Protecting Students and Taxpayers - Improving the Closed School Discharge Process
Supplemental Testimony of Robyn Smith, Legal Aid Foundation of Los Angeles and National Consumer Law Center, Before the U.S. House of Representatives Subcommittee on Higher Education and Workforce Investment regarding “Protecting Students and Taxpayers: Improving the Closed School Discharge Process”.
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Testimony Before the MA Joint Financial Services Committee Supporting An Act Relative to Family Financial Protection
Testimony of April Kuehnhoff, Staff Attorney at the National Consumer Law Center on behalf of its low-income clients, before the Joint Financial Services Committee in support of MA S.146/H.804: An Act relative to family financial protection.
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Testimony of NCLC Attorney John Rao at the U.S. House Judiciary Subcommittee Hearing on “Oversight of Bankruptcy Law and Legislative Proposals”
This testimony’s focus is on the discharge of student loans in bankruptcy
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