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Letter to OCC Opposing Changes to CRA Regulations
Letter to the OCC re: Notice of Proposed Rulemaking, Community Reinvestment Act Regulations
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Letter to CFPB in Response to Rulemaking Regarding the Definition of a Qualified Mortgage (QM)
The undersigned organizations are writing in response to the Consumer Financial Protection Bureau’s (Bureau) rulemaking regarding the definition of a Qualified Mortgage (QM).
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The Stop EITC and CTC Seizures (H.R. 5114)
The undersigned 29 national, state and local civil legal aid, civil rights, consumer, labor, religious, veteran, and public interest organizations, write to strongly urge to take up and pass the Stop EITC and CTC Seizures Act (H.R. 5114), introduced by Rep. Sylvia Garcia (TX-29). H.R. 5114 would prohibit the Secretary of the Treasury from seizing federal Child Tax Credit (CTC) or Earned Income Tax Credit (EITC) refunds to pay back student loan debt owed to the U.S. Department of Education
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Letter to the U.S. Department of Education Regarding FOIA Request No. 19-01776-F
Interim response to a request for information pursuant to the Freedom of Information Act (FOIA), 5 U.S.C. § 552, dated July 1, 2019.
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Letter in Support of Bill Requiring the Director of the Federal Housing Finance Agency to Require Preferred Language Question on The Uniform Residential Loan Application
Letter from the Americans for Financial Reform (AFR) Language Access Task Force to Representatve Green in support of a bill to require the Director of the Federal Housing Finance Agency (FHFA) to require each enterprise to include a preferred language question on the Uniform Residential Loan Application (URLA)
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Letter to Senate in Support of the Working Families Tax Relief Act
The bill would close two major gaps in the Earned Income Tax Credit (EITC) and Child Tax Credit (CTC) — ensuring that the federal tax code doesn’t continue to tax millions of low-wage workers into, or deeper into, poverty each year and ensuring that the tax code doesn’t exclude millions of lowincome children from the full Child Tax Credit.
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Response to ANPRM on the Qualified Mortgage Definition
The undersigned organizations, all of which have a strong interest in access to sustainable homeownership and consumer protection, write as a group to underscore the singular importance of ensuring that the GSE Patch does not expire without additional steps being taken to ensure adequate access to mortgage credit.
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Support Letter for the Accurate Access to Credit Information Act of 2019
Consumer organizations write to support the Accurate Access to Credit Information Act of 2019. The bill will address serious problems in the credit reporting system and empower consumers by providing them with much greater access to and control over their own information.
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Letter of Support: Driving for Opportunity Act of 2020
Debt-based driver’s license suspensions are a widespread yet counterproductive practice that undercuts economic growth.
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Coalition Letter to CFPB Director Kraninger Regarding Ongoing Rulemaking on Debt Collection
As we approach the fifth year anniversary of the proposed rulemaking on debt collection, and the regulatory process appears to be moving forward, the 74 undersigned consumer, community, civil rights, faith, labor and legal services groups write to urge the Consumer Financial Protection Bureau (“Consumer Bureau”) to focus on protecting consumers from abusive debt collection…