Letter Archives

Non-Debtor Release Prohibition Act 2021

October 25, 2021

NCLC’s letter in support of H.R. 4777, Non-Debtor Release Prohibition Act 2021.

NHLP & NCLC Letter to U.S. Senate Recommending Improvements to USDA Homeownership Programs

July 8, 2022

On behalf of our low-income clients, we provide four recommendations for improving the United States Department of Agriculture’s (USDA) programs aimed at providing and sustaining affordable homeownership in rural areas. We appreciate the opportunity to make these proposals, and we look forward to further discussion.

NCLC, CFA, and Prosperity Now Comments to the CFPB Regarding Qualified Mortgage Definition Under the Truth-In-Lending Act (Regulation Z)

April 5, 2021

Group letter to support the CFPB's proposed rule to delay the mandatory compliance date of the revised Qualified Mortgage (QM) definition to October 1, 2022

Written Statement for CFPB’s Symposium on Consumer Access to Financial Records

February 12, 2020

Letter to CFPB re: Written Statement for CFPB’s Symposium on Consumer Access to Financial Records, Section 1033 of the Dodd-Frank Act

NCLC and SBPC Letter Calling for Immediate COVID-19 Relief for Commercial FFELP Borrowers

February 16, 2021

We write today to highlight the ongoing lack of assistance during the COVID-19 pandemic for millions of federal student loan borrowers owing on so called “commercial FFELP” loans and to call for immediate action to remedy issues past and present that have unduly harmed these borrowers.

Coalition Groups' Ex Parte Notice Urging FCC to Ensure Unwanted Robocalls are Blocked

September 22, 2021

Letter to FCC re: Notice of Ex Parte Presentation, Advanced Methods to Target and Eliminate Unlawful Robocalls EB Docket No. 17-59

Massachusetts Senate Support Letter for MA S2734, the Debt Collection Fairness Act

June 23, 2020

43 Massachusetts groups urge a swift vote on An Act Relative to Fairness in Debt Collection, or the “Debt Collection Fairness Act (DCFA).”

Massachusetts House Support Letter for MA H4694, the Debt Collection Fairness Act

June 23, 2020

The 43 Massachusetts groups below respectfully urge you to swiftly report out favorably to the Floor for a vote, An Act Relative to Fairness in Debt Collection, or the “Debt Collection Fairness Act (DCFA)” which currently sits before your committee.

Letter Urging Requirement for Gses to Immediately Address Post-Forbearance Escrow Shortages

August 27, 2021

On behalf of the clients and communities we represent, we urge the Government Sponsored Enterprises (GSEs) to amend the COVID-19 payment deferral and Flex Modification for COVID-19 impacted borrowers to allow deferral and capitalization of escrow shortages. We appreciate that the GSEs have provided comprehensive forbearance and post-forbearance options for borrowers who have suffered a COVID-19 hardship.

Letter Urging CFPB to Prevent or Limit Imminent Rental Evictions and Home Foreclosures in the Private Mortgage Market

March 3, 2021

Coalition letter urging the Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC) to take immediate action to prevent or limit imminent rental evictions and home foreclosures in the private mortgage market pursuant to your existing authorities under section 5 of the FTC Act, the Dodd-Frank Wall Street Reform and Consumer Protection Act…

Letter to U.S. Treasury Opposing Bank Charter for Stablecoin Issuers

October 28, 2021

Organizations write to express opposition to a bank charter for stablecoin issuers that would give them preemption rights without the full obligations and oversight required for insured depository banks.

Letter to U.S. Treasury and Federal Banking and Housing Regulators Regarding Servicer Liquidity Facility

April 17, 2020

Civil Rights, Consumer, and Real Estate Organizations' Letter to U.S. Treasury and Federal Banking and Housing Regulators Urging Quick Deployment of Liquidity Facilities to Help Mortgage Servicers Maintain Stability During the COVID-19 Crisis.

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