What is the Affordable Connectivity Program (ACP)? ACP is a broadband benefit program for low-income households. ACP provides eligible households with a discount of up to $30 a month to lower the cost of broadband service (and up to $75 a month for low-income households on Tribal lands). Some internet providers also offer an ACP…
From August 1, 2017 through July 31, 2018, the Massachusetts Department of Public Utilities (DPU) reported receiving approximately 832 complaints about competitive energy supply companies. Consumers reported aggressive and deceptive marketing practices targeting vulnerable consumers, as well as excessively high electric bills and difficulty cancelling contracts with energy suppliers. These complaints echo the same problems…
For crime victims or domestic violence survivors, a phone can be a lifeline to police protection, emergency service, medical assistance, legal help, and support services and networks. But many lose phone service or have difficulty affording it because of financial disruption, separation, or relocation.
Assets are the foundation for promoting long-term economic opportunity for Americans. They provide security during unexpected financial troubles, such as medical expenses, car repairs, or job loss. Assets also foster and encourage long-term plans and dreams, such as going to college and starting a business. For the past few generations, homeownership has been the bedrock…
Resident ownership of manufactured home communities is a proven strategy with profound benefits.
Read More about Policy Guide: First Steps Toward a Resident Purchase Opportunity
State legislatures have the authority to adopt laws that will govern manufactured home issues throughout the state. However, the maxim that all politics is local applies with special force to manufactured housing issues. Some of the policies that affect manufactured housing and the opportunity to build wealth through homeownership are primarily—or exclusively— within the purview…
A new rule proposed by the Federal Housing Finance Agency (FHFA) will give Fannie Mae and Freddie Mac the incentive to invest in manufactured home financing—but only if the homes are classified as real property. Most states have significant policy barriers to classifying manufactured homes as real property. Failure to reform the existing inadequate laws…
Read More about Titling Reform: How States Can Encourage GSE Investment in Manufactured Homes
By 2040, experts predict that 55% of global new car sales and 33% of the global vehicle fleet will be lectric. The transition to electric vehicles and electrified transportation is in progress, and prioritizing the needs of low-income consumers will be essential if the potential benefits of electric vehicles and electrified transportation are to be…
Transportation expenses are the second largest household expense for most families, even before the recent jump in gasoline prices. Rural families pay even more. Electric vehicles (EVs) can help consumers save money on transportation over the long term. At the same time, as underscored by the war and humanitarian crisis in Ukraine, decreasing our reliance…
Read More about Pressure at the Pump: Electric Vehicles Can Be Part of the Long-Term Solution
This fact sheet provides a summary of federal COVID-19 relief programs that can help consumers with overdue water and sewer (wastewater) bills. It is a guide for advocates, utilities, and state and local officials who are seeking to help customers with past due and unaffordable water bills.
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