Maine Governor Signs First-in-the-Nation Law to Protect Homeowners From Home Equity Investment Loans
Law Provides Homeowners With the Most Comprehensive Protections in the Country
Newsroom
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Bills Boosting Credit Bureaus and Financial Institutions Would Harm People Already Struggling to Afford Housing, Healthcare, and Utilities
NCLC’s Chi Chi Wu Testifies in Opposition to Legislation that Dramatically Reduces Accountability for Credit Bureaus
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New 2026 Edition of Surviving Debt Offers Expanded Resources for People Struggling in Affordability Crisis
Free Online Guide Provides New Resources for Dealing with Medical Debt, Student Debt, Disaster Relief, and Property Tax Foreclosures
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Start Here: What Help Do You Need?
Use this roadmap to quickly find the help you need with your student loans. Click the links that apply to your situation and be sure to review Understanding Your Loan Situation and Choosing Your Student Loan Goals to make sure you’re not missing out on any relief. What Are You Trying to Do? ➔ If…
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NerdWallet: Parent PLUS Loan Limits: Guide to Borrowing Changes in 2026
Appearing in NerdWallet on April 1, 2026, Elin Johnson talks to Kyra Taylor, staff attorney at NCLC about how Parent PLUS loans will face new restrictions, as part of an overhaul of the student loan landscape. “Borrowers often don’t realize that the government has extensive power to collect what you owe if you default on…
Read More about NerdWallet: Parent PLUS Loan Limits: Guide to Borrowing Changes in 2026
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The New York Times: What’s the Deal With Rent-to-Buy Home Contracts?
Appearing in The New York Times on March, 21, 2026, Jill Terreri Ramos talks to Sarah B. Mancini, managing director of advocacy at NCLC, about how renting a home until you have enough money to buy it might look like an attractive option, but there are traps everywhere. “Tenants in a lease-option may spend more…
Read More about The New York Times: What’s the Deal With Rent-to-Buy Home Contracts?
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The New York Times: Record Number of Student Loan Borrowers Are in Delinquency and Default
Appearing in The New York Times on March 20, 2026, Stacy Cowley talks to Kyra Taylor, staff attorney at NCLC, about recently released data from the Education Department, which showed that by the end of last year, 7.7 million borrowers had defaulted on $181 billion in federal student loans. “The last thing student loan borrowers…
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GBH News: Consumer debt collection cases spike 60% in two years in Mass. courts
Appearing in GBH News on March 18, 2026, Liz Neisloss talks to April Kuehnhoff, senior attorney at NCLC, about new data that points to the urgent need for reform to defend people facing debt collection lawsuits filed largely by big, out-of-state companies. “It’s important to use that information to try to better work with individuals…
Read More about GBH News: Consumer debt collection cases spike 60% in two years in Mass. courts
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Associated Press: Student loans to go to Treasury Department as Trump continues to dismantle Education Department
Originally appearing in the Associated Press on March 19, 2026, Collin Binkley talks to Kyra Taylor, staff attorney at NCLC, about the U.S. Education Department’s decision to hand off a portion of its student loan portfolio to the Treasury Department. Student loan advocates condemned the move, saying it only adds to confusion as the Trump administration overhauls…
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American Banker: New earned wage access schemes are worsening the affordability crisis
In an op-ed written for American Banker on March 25, 2026, Lauren Saunders, senior attorney at NCLC, looks at a new, slick breed of payday loan app that is working to extract profits from people struggling with the affordability crisis. “Many companies offering so-called earned wage access have the same basic business model as traditional payday lenders:…
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Trump Administration Concocts New Plan to Disable CFPB
Proposal to Dramatically Reduce CFPB Staff Would Cripple Supervision of Banks and Fintech Lending Apps; Cut Enforcement Staff by 80%
Read More about Trump Administration Concocts New Plan to Disable CFPB
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Department Begins Kicking Over 7 Million People Out of Most Affordable Student Loan Payment Plan
Borrowers Enrolled in SAVE Plan Must Apply for a New Plan and Brace for Increased Monthly Payments
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