Over the last few months, the Department of Education has made a number of groundbreaking announcements that will provide debt relief to millions of people with student loans. In addition to the big announcement that most people with federal student loan debt can apply to have $10,000 to $20,000 of that debt cancelled, the Department has…
There have been dramatic changes in 2021 and 2022 making it easier for tens of millions of student loan borrowers to cancel or repay their debt. This article highlights twelve of the most significant changes. Additional information is found in NCLC’s Student Loan Law and at studentloanborrowerassistance.org. But the changes do not stop here. Expect…
Read More about Twelve Dramatic Changes Offering Relief for Student Loan Borrowers
Chapter 12 of Mortgage Servicing and Loan Modifications covers common legal issues that arise in the context of natural disasters and is free to all for a limited time.
Read More about Free Chapter: Homeowner Rights During Natural Disasters
NCLC Advocates Praise Gov. Newsom for Signing SB 1477, which reduces wage seizures from workers in debt WASHINGTON – Advocates from the National Consumer Law Center applaud California Governor Gavin Newsom today for protecting workers and families by signing SB 1477 (Wieckowski). The new law will completely protect a worker who earns $20 per hour…
Read More about New Limits on Wage Seizures Will Help California Workers
The CFPB rule would have had an enormous impact on returning to consumers remedies they had lost through the widespread use of arbitration clauses with class action bans. Nevertheless, consumers have a number of ways to defeat an arbitration requirement, as set out below.
Advocates say this action is long overdue and necessary to ensure people with disabilities have access to communications while incarcerated. Today, civil rights leaders and advocacy organizations working across various issues in criminal legal and prison reform are commending the Federal Communications Commission’s order on prison communications, particularly the long-awaited action to affirm the rights…
The CFPB’s new Regulation F interpreting the Fair Debt Collection Practices Act (FDCPA) took effect November 30, 2021. For more detail on the new regulation see Comprehensive New FDCPA Regulation F Takes Effect November 30. Based on a review of nearly sixty complaints alleging violations of Regulation F filed in federal court in the first…
Read More about FDCPA Litigation Using New Reg. F: Pleading Tips & Recently Alleged Violations
August 30, 2022 Student Defense, NCLC, Lawyers’ Committee Issue Statements on Department of Education Granting Debt Relief to 79,000 Former Students of For-Profit Westwood College Today, the U.S. Department of Education issued a final decision granting relief to roughly 79,000 former students at Westwood College. In response, Student Defense, the National Consumer Law Center, and…
