Illinois Passes Law to Protect Buy Now, Pay Later Borrowers
Buy-Now-Pay-Later Lenders Must Be Licensed in Illinois and Clearly Disclose Costs to Borrowers
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CFPB Takes Further Steps to Suppress Consumer Complaints
New Actions Targeted at Discouraging People from Challenging the Big Three Credit Reporting Companies
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Congress Passes 21st Century ROAD to Housing Act
Legislative Package Includes NCLC Priorities to Address Housing Affordability and Supply, and Improve Access to Financing in Underserved Communities
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Op-ed: Crypto’s Next Gamble is On Your Mortgage
If crypto valuations nosedive or the crypto-collateral is stolen, homeowners may be on the hook for more than just their monthly payments.
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Before Approving 100% APR Banks, Fed Must Hold Public Hearings
Unprecedented Bids Could Create the First National Banks Dedicated to Predatory Lending
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VA Must Pause Foreclosures Until New Mortgage Assistance Program Is Accessible
The new Partial Claim Program will allow some Veterans struggling to pay their mortgages to defer past-due payments to the end of their loans.
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The New York Times: More Renters Are Using Tools to Skip Security Deposits, but There’s a Catch
Appearing in The New York Times on June 5, 2026, Ann Carrns talks to NCLC’s April Kuehnhoff for coverage of NCLC’s report examining financial technology firms that are promoting alternative tools to manage security deposits. Millions of renters use the services. “They’re quite widespread,” said April Kuehnhoff, a senior lawyer at the center and an…
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Trump Administration Ramps Up Efforts to Debank Immigrants
New CFPB Advisory Telling Banks To Consider Immigration Status Does Not Create a New Legal Requirement
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More Than 100 Consumer Advocates From 30 States and D.C. Convene on Capitol Hill for Consumer Advocacy Day
By engaging directly with congressional offices, advocates aim to ensure that consumer interests remain at the center of policy discussions.
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Home Equity Investment Loans: Subprime Balloon Mortgages Coming to a Neighborhood Near You
Homeowners in the U.S. hold around $34 trillion in home equity. In a new article for New America’s Rooftop Blog, Alys Cohen, Director of Federal Housing Advocacy and Acting Co-Director of Federal Advocacy, notes that many plan to use this equity, the single largest source of family wealth, to fund retirement, pay for long-term care,…
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Overdraft and NSF Fees Rise Above $12 Billion
With Federal Protections Rolled Back, States Can Take Action as Banks Increasingly Charge Struggling Families Overdraft Fees
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Digital Library: Implications of the Latest Supreme Court Arbitration Case
On May 14, 2026, the Supreme Court decided yet another arbitration issue in Jules v. Andre Balazs Properties, 2026 WL 1336216 (U.S. May 14, 2026). The decision finds federal jurisdiction to vacate, modify, or confirm an arbitration award for a case that was initially brought under federal question jurisdiction and was stayed after compelling arbitration. But related Supreme Court…
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