States Can Protect Buy Now, Pay Later Borrowers
New York BNPL Law Creates a Blueprint for Protecting Shoppers Nationwide
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Broad Coalition Supports New Senate Bill to Cap Interest Rates for Loans
WASHINGTON – As the prospect of an interest rate cap has moved to the forefront of national public policy discussions, the National Consumer Law Center (NCLC) joined over 170 civil rights, consumer, and community groups and leaders in a letter endorsing the Predatory Lending Elimination Act. This new legislation, introduced by U.S. Senator Jack Reed…
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Debt Collectors are Emptying Families’ Bank Accounts
Weak State Exemption Laws Exacerbate Affordability Crisis, Expand Racial Wealth Gap
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Earned Wage Payday Loans Compound the Affordability Problem
With Apps Taking $300/year or more from Workers, Lawmakers Should Reject Bills Removing Protections for Active Duty Service Members and Preempting State Payday Loan Laws
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ICE Has Created a Disaster in Minnesota; The Financial Services Industry Can Help
Advocates Call On Lending, Debt Collection, Credit Reporting Companies to Ease Financial Impact on Families
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CFPB Takes Steps to Reduce the Number of People Who Seek Help from the Consumer Agency
Despite new hurdles, consumers should continue to submit complaints.
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Digital Library: Seven Key Changes to the FHA Waterfall
The rights of homeowners facing financial hardship to modify their FHA-insured mortgage payments are of special significance.
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Urge HUD to Fully Enforce the Fair Housing Act and Withdraw Proposed Rule to Eliminate Civil Rights Tools
HUD should withdraw this proposed rule, reaffirm the current standard, and step up enforcement under the Fair Housing Act.
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Federal Lawlessness in Minneapolis
There can be no consumer and economic justice in communities under siege.
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Consumer Financial Protection Bureau Moves to Protect Credit Reporting Companies from Consumers’ Complaints
Potential Changes Would Make It Harder for People to Get Credit Reporting Problems Fixed
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Proposal Would Allow Banks to Charge Homeowners Hidden Fees and Override State Laws
Bank Regulator Should Abandon Plan to Let Banks Keep Interest on Homeowners’ Escrow Accounts
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Banks, Credit Unions and Consumer Groups Support ‘Close the Shadow Banking Loophole Act’
The Act would protect consumers and the financial system by requiring all companies engaged in the same banking activities to follow the same rules.
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