Appearing in Bloomberg on March 17, 2026, Coulter Jones talks to Andrea Bopp Stark, senior attorney at NCLC, about how debt collectors are blindsiding borrowers with years of back interest on old home loans. And how states are becoming a flashpoint in the legal battle.
For borrowers, the absence of federal enforcement of consumer protection laws exposes them to debt collectors who have been accused of exploiting holes in the patchwork of state laws or ignoring them altogether, according to a review of more than 140 lawsuits. That’s why consumer advocates have argued for new protections in legislatures across the US.
“It’s like reinventing the wheel in each state,” said Andrea Bopp Stark, a senior attorney at the National Consumer Law Center, which has proposed model legislation to address zombie loans.
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