NCLC’s Year in Economic Justice: 2025
December 29, 2025NCLC advocates resisted rollbacks of federal consumer protections and fought to increase state-level protections.
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Historic Milestones
Over the last five decades, NCLC has played a leading role in crafting the bedrock laws and regulations that protect consumers in the marketplace.
NCLC’s advocacy has initiated, improved, and defended significant consumer protections:
- the Truth in Lending Act (TILA)
- the Fair Credit Reporting Act (FCRA)
- the Equal Credit Opportunity Act (ECOA)
- the Fair Debt Collection Practices Act (FDCPA)
- the Electronic Fund Transfer Act
- the Used Car Rule
- the Telephone Consumer Protection Act (TCPA)
- the Home Ownership & Equity Protection Act (HOEPA)
- the Fair and Accurate Credit Transactions Act (FACTA)
- the Home Affordable Modification Program (HAMP)
- the Credit CARD Act
- the Military Lending Act
- the Dodd-Frank Act, which included the creation of the Consumer Financial Protection Bureau (CFPB), and more.
NCLC’s 50 Greatest Hits
In 2019, NCLC’s 50th anniversary year, we highlighted some of our most important accomplishments over five decades of advocacy for consumer rights and economic justice.
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