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Boston City Council Supports End to Debt-Based Driving Restrictions

July 9, 2025

BOSTON — Today, the Boston City Council adopted a resolution in support of legislation to end debt-based driving restrictions. The resolution, filed by Councilors Liz Breadon (District 9), Henry Santana (At-Large), and Benjamin Weber (District 6), supports the Road to Opportunity Act (S.2368/H.3662), introduced by Representative Brandy Fluker-Reid (D-12th Suffolk) and Senator Julian Cyr (D-Cape…

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Letter from 70 Groups Opposing S.1465, Credit Access and Inclusion Act

June 18, 2025

Seventy (70) organizations, led by NCLC, sent this letter opposing S.1465, the Credit Access and Inclusion Act. This legislation is touted as helping “credit invisible consumers” by adding rent and utility payment information to their credit reports. However, the actual intent of the bill is to preempt state and other federal laws that protect consumer…

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NBC News: Consumers brace for steeper bills and lower credit scores from Trump's financial deregulation

June 11, 2025

Appearing in NBC News on June 11, 2025, J.J. McCorvey interviewed NCLC Senior Attorney Chi Chi Wu for coverage of how consumers, once expecting relief from the impacts of medical debt on their credit reports, are now bracing for impact from President Donald Trump’s push to slash financial regulations. “These rules generally are very politically…

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What States Can Do to Prevent Medical Debt from Ruining Credit Reports: Recommendations in the Face of Potential Federal Preemption Threats

May 27, 2025

State advocates seeking to remove medical debts from credit reports face a new landscape that threatens to undo their work. State laws and bills to ban medical debt credit reporting may need to be modified to protect against a now-hostile federal administration that may attempt to preempt them. This policy brief provides two suggestions to…

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Comment to the CFPB's Request for Information Regarding the Collection, Use, and Monetization of Consumer Payment and Other Personal Financial Data

April 10, 2025

Consumers need clarity about their rights when companies collect, use, and monetize their payment and personal financial data. Without strong consumer protections, consumers will be harmed when that information is shared and used to make decisions about the consumer- particularly when that information may be incorrect. Consumers need to be able to correct any errors…

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CFPB Dismisses Case Brought Against Transunion Over Allegations It Tricked Customers into Overpaying

February 28, 2025

Enforcement action accuses Transunion of using ‘dark patterns’ to mislead consumers into purchasing monthly subscriptions they don’t need.

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Search Results

Boston City Council Supports End to Debt-Based Driving Restrictions

Letter from 70 Groups Opposing S.1465, Credit Access and Inclusion Act

NBC News: Consumers brace for steeper bills and lower credit scores from Trump's financial deregulation

What States Can Do to Prevent Medical Debt from Ruining Credit Reports: Recommendations in the Face of Potential Federal Preemption Threats

Comment to the CFPB's Request for Information Regarding the Collection, Use, and Monetization of Consumer Payment and Other Personal Financial Data

CFPB Dismisses Case Brought Against Transunion Over Allegations It Tricked Customers into Overpaying