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Comments Opposing CFPB Strategic Plan

April 17, 2026

NCLC joined comments urging the CFPB to fundamentally rewrite its draft Strategic Plan to reflect a vision that proactively and aggressively defends ordinary people while ensuring fair, transparent, and competitive financial markets. The draft plan presumes that consumer protection regulation is an “unwarranted burden, retreats from non-bank supervision, narrows the definition of actionable harm, de-emphasizes…

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Slamming/Cramming (Truth-in-Billing) Comments to the FCC

September 22, 2025

These are comments prepared by NCLC and signed on to by Media Justice, Public Knowledge and United Church of Christ Media Justice Ministry in the FCC’s proceeding to modernize their slamming and cramming rules. The comments provide recommendations on how the Commission can strengthen their rules to protect consumers in the modern communications marketplace. The…

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291 Organizations Oppose S.J. Res. 36 (Rounds), H.J. Res 74 (Norman) to overturn CFPB’s Medical Debt on Credit Reports Rule

March 25, 2025

The undersigned 291 health care, consumer, civil rights, labor, legal services, and community organizations and academics write to urge you to oppose S.J. Res. 36 (Rounds) and H.J. Res. 74 (Norman), resolutions under the Congressional Review Act to rescind the Consumer Financial Protection Bureau’s (CFPB) final rule to remove medical debt from credit reports. We…

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75+ Law Professors Urge Congress to Allow CFPB to Return to Work to Protect Consumers

March 6, 2025

More than 75 law professors sent a letter to Acting CFPB Director Vought and Secretary Bessent urging them to allow employees to return to work and get back to the CFPB's mission to protect consumers.

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349 Organizations Urge Congress to Support the Consumer Financial Protection Bureau

April 29, 2025

Congress created the CFPB, and Congress must support ordinary people and fair competition by standing up for a strong and independent CFPB.

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Letter for the Record: Subcommittee on Housing and Insurance, U.S. House Financial Services Committee, Hearing: "Building Our Future: Increasing Housing Supply in America."

March 1, 2025

The lack of housing supply is a significant issue and presents a barrier to homeownership. However, housing supply is only one half of the housing crisis problem; the other half is affordability. Homeownership rates will not increase, no matter how many new homes are built, if these homes are too expensive for consumers to purchase.…

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Comments on Interagency Guidance Regarding Unfair or Deceptive Credit Practices

October 27, 2014

The National Consumer Law Center, on behalf of its low-income clients, the Center for Responsible Lending, Consumer Action, the Consumer Federation of America, the National Association of Consumer Advocates, the New Economy Project, and U.S. PIRG, write to comment on the issuance of the Interagency Guidance regarding Unfair or Deceptive Credit Practices (“Guidance”) and the…

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FTC-Attorney General Fraud Collaboration Comments

August 14, 2023

NCLC, along with other consumer organizations, submitted comments to the Federal Trade Commission in connection with its study on facilitating and refining existing efforts with State Attorneys General to prevent, publicize, and penalize frauds and scams being perpetrated on individuals in the United States. The comments called for creation of a broad inter-agency Fraud Task…

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Joint Comments to CFPB re: Abusive Conduct, Including Affecting Justice-Involved Consumers

July 3, 2023

NCLC submitted comments to the Consumer Financial Protection Bureau (CFPB), along with several other advocacy organizations, in support of the CFPB’s policy statement regarding the prohibition on abusive acts and practices. NCLC contributed a section elaborating on abusive conduct that affects consumers who are currently or were formerly incarcerated and their loved ones (pp. 22-26).…

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Letter in Opposition to Anti-Consumer Appropriations Riders

July 11, 2023

NCLC joined a letter by several organizations expressing strong opposition to the FY2024 Financial Services and General Government appropriations bill, which would deprive federal agencies of their appropriate levels of funding and undermine critical consumer protections with its harmful ideological policy riders. The bill unnecessarily attacks federal agencies established to safeguard the financial health and…

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Group Letter to CFPB on the Economic Growth, Regulatory Relief, and Consumer Protection Act

October 15, 2018

The undersigned organizations wrote a letter to the Consumer Financial Protection Bureau urging them to act and carry out Congress’s directive to promulgate ability to repay regulations for PACE loans and to explicitly incorporate PACE into TILA’s overall mortgage protections.

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Abusive Acts and Practices: Comments to CFPB

July 3, 2023

NCLC joined other consumer organizations in supporting the CFPB’s statement of policy regarding the prohibition on abusive acts and practices and submitted comments outlining a number of types of abusive practices, which impact wide swaths of American consumers and have an especially negative impact on vulnerable and marginalized communities.

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