Cracking the Code: Understanding and Overcoming Language Barriers in Consumer Finance
This report covers the ways that financial institutions across the financial services industry serve, or fail to serve, people with limited English proficiency.
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This report covers the ways that financial institutions across the financial services industry serve, or fail to serve, people with limited English proficiency.
This companion report to Too Damn High focuses on steps that state and local governments and advocates can take to address junk fees.
Read More about "What the Heck, Dude!": How States Can Fight Rental Housing Junk Fees
Report discusses state and local laws addressing rental housing junk fees and provides recommendations to protect renters.
Advocates advise consumers to freeze their credit reports, urge CFPB to complete its proposed rule to regulate data brokers.
Read More about National Public Data Breach Shows Urgent Need for CFPB to Regulate Data Brokers
These are NCLC’s detailed comments supporting the CFPB’s Notice of Proposed Rulemaking to ban medical debt from credit reports. The comments discuss the research and evidence to support the proposed rule, including the fact that medical debt disproportionately affects communities of color as well as consumers with disabilities. The comments also analyze why the CFPB…
Read More about NCLC Comments Supporting CFPB Proposal to Ban Medical Debt From Credit Reports
This is a petition urging the CFPB to open a rulemaking under the Equal Credit Opportunity Act (ECOA) to define residential real estate leases as “credit” and landlords as “creditors” under the ECOA for two limited purposes: