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Credit Counseling

Credit Counseling

Policy Analysis

Comments  of the National Association of Consumer Bankruptcy Attorneys and the National Consumer Law Center Regarding the United States Trustee’s Notice of Proposed Rulemaking on Application Procedures for Approval of Providers of a Personal Financial Management Instructional Course, January 13, 2009 PDF (39KB)

Comments of CFA and NCLC re proposed Interim Final Rule on Application Procedures and Criteria for Approval of Nonprofit Budget and Credit Counseling Agencies and Approval of Providers of a Personal Financial Management Instructional Course by United States Trustees

Comments on Uniform State Laws (NCCUSL) Uniform Debt Management Services Act

Memorandum from Executive Office for the U.S. Trustees regarding 2005 assessment of pre-budget and bankruptcy counseling fees

Comments to Executive Office of the U.S. Trustee on Pre-Filing Counseling Provisions

Special Reports

Report: New Burdens but Few Benefits - An Examination of the Bankruptcy Counseling and Education Requirements in Massachusetts, June 2007 PDF (454KB)

Special Report and Press Release: Credit Counseling in Crisis Update: Poor Compliance and Weak Enforcement Undermine Laws Governing Credit Counseling Agencies

Special Report and Press Release: Credit Counseling in Crisis: The Impact on Consumers of Funding Cuts, Higher Fees and Aggressive New Market Entrants