Debt Collection Fairness Act 2024
SUPPORT Immediate Passage of H.1107/S.629 An Act relative to fairness in debt collection
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SUPPORT Immediate Passage of H.1107/S.629 An Act relative to fairness in debt collection
This resource compiles a variety of materials that are relevant to consumer advocates working on policy reforms related to the collection of unsecured consumer debts (credit card debts, medical debt, etc.).
Read More about State Policy Resources: Consumer Debt Collection
When state advocates seek to increase protections for working people’s wages, opponents, broadly citing academic literature to support their position, often argue that increased protections for wages will decrease access to credit or increase the cost of credit. Upon closer inspection, however, many of these studies do not examine wage seizure at all, or, when…
Read More about No Clear Relationship Between Wage Seizure Protections and Access to Credit
This issue brief considers what court-sponsored online dispute resolution (ODR) means for consumers who are sued in debt collection lawsuits by creditors collecting consumer debts and ways that courts may guard against potential problems. Court-sponsored ODR offers a way to resolve court cases online without ever setting foot in court. While ODR has been used…
The Protecting Wages of Essential Workers Act of 2022 (Protecting Wages Act), introduced by Rep. Alma Adams (D-NC), will keep more money in the pockets of working people struggling to pay rent and put food on the table, while still allowing the collection industry to collect debts.
Read More about H.R.9224: Protecting Wages of Essential Workers Act of 2022
In 2021, the 15 most common private litigants in collection lawsuits in 16 California counties were all credit card issuers and debt buyers. Collectively, these 15 companies were engaged in 76.2% of all collection lawsuits filed in those counties.