California AG Rob Bonta, Senator Limón Unveil Legislation to Protect Consumers Against Medical Debt
Senate Bill 1061 seeks to protect consumers from having their credit ruined by prohibiting medical debt from being reported on credit reports.
Filter By
Senate Bill 1061 seeks to protect consumers from having their credit ruined by prohibiting medical debt from being reported on credit reports.
The President’s emergency order shows that irresponsible data brokers aren’t just a threat to consumers, they’re a threat to national security.
A new NCLC Digital Library article looks at widespread implications for consumers using the FCRA to recover damages from federal agencies.
Appearing in The New York Times on Jan. 26, 2024, Ann Carrns talks to Ariel Nelson, staff attorney at NCLC about how renters can increasingly choose to have their timely monthly payments reported to the credit bureaus, with the goal of improving their credit profile to qualify for loans. Consumers should be cautious, said Nelson.…
Read More about The New York Times: More Tenants Can Now Add Rent Payments to Their Credit Score
Effective January 23, 2024, two new CFPB advisory opinions clarify several critical Fair Credit Reporting Act (FCRA) issues and should facilitate private FCRA litigation. The first addresses accuracy issues in background check reports used by most employers and landlords. The second addresses problems consumers face when seeking complete disclosure of their credit reports. A new…
Read More about Digital Library: Two New CFPB Advisory Opinions Facilitate Private FCRA Litigation
Appearing in American Banker on Jan. 23, 2024, a letter to the editor by NCLC Senior Attorney Chi Chi Wu takes on claims the Consumer Financial Protection Bureau (CFPB) is overstepping its authority by banning medical debt from credit reports. “Banning medical debts from credit reports will allow consumers to access credit more affordably, qualify…