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Student Loan Borrower Assistance: What Borrowers Need to Know About the New Time-Limited Fresh Start Initiative

March 21, 2023

Stuck in default on your federal student loan? Advocates with NCLC’s Student Loan Borrower Assistance project explain what borrowers need to know about the new time-limited Fresh Start initiative to help borrowers get out of default. Roughly 20% of the 43 million Americans holding federal student loans are in default. For many, getting out of…

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Top 10 Ways the New Borrower Defense Rule Is Worse for Borrowers

September 22, 2019

Key differences between the 2016 and 2019 Borrower Defense rules.

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Student Loan Repayment Rights

August 2, 2018

The federal government has extraordinary powers to collect federal student loans if borrowers don’t pay. This article explains consumer rights to cancel, reduce, or delay federal student loan payments. Also covered are ways to get out of default short of paying past due amounts, how to respond to the government’s collection methods, and rights concerning private student loans.

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