Buy Here Pay Here (BHPH) Dealers

BHPH dealers target consumers with challenged credit, both selling and financing cars. High prices and high down payments for cars in poor condition lead to high delinquency and repossession rates, but dealers still turn large profits. NCLC works to improve understanding of this sector and protect consumers through regulation, enforcement, data collection, and supervision.

Repo Madness: How Automobile Repossessions Endanger Owners, Agents, & the Public

March 1, 2010

Every day thousands of cars are taken from owners without court review or the involvement of law enforcement. Most of those takings are done by unlicensed individuals, including some convicted criminals.

Read More about: Repo Madness: How Automobile Repossessions Endanger Owners, Agents, & the Public

Support NCLC

Please support NCLC's work to advance consumer rights and economic justice with a tax-deductible contribution today!

Donate