Mortgage Servicing & Foreclosures Archives

Comments to HUD on Single Family Loan Sale Program

July 5, 2019

On behalf of the low-income client homeowners and communities the undersigned organizations write in response to the questions posed by the United States Department of Housing and Urban Development (“HUD”) through the Advanced Notice of Proposed Rulemaking, Docket No. FR-6051-A-1 (hereinafter “ANPR”) related to the impact of the Loan Sale Program on our clients and the communities in which they live.

Group Comments on FHA Single Family Model Mortgage Documents

January 30, 2017

Group comments to 60-Day Notice of Proposed Information Collection: FHA Single FamilyModel Mortgage Documents.

Comments Regarding Proposed Regulatory Prudential Standards for Nonbank Mortgage Servicers

December 30, 2020

National Consumer Law Center’s Comments to Conference of State Bank Supervisors (“CSBS”) Proposed Regulatory Prudential Standards for Nonbank Mortgage Servicers

Comments to HUD on Mortgagee Letter 2019-14

September 27, 2019

Comments on Loan Guaranty: COVID-19 Veterans Assistance Partial Claim Payment Program

January 8, 2021

On behalf of our low-income clients, the National Consumer Law Center expressed serious concerns with the Department of Veterans Affairs’ proposed COVID-19 Veterans Assistance Partial Claim Payment program (COVID-VAPCP). VA-guaranteed borrowers who have recovered from COVID-19 hardships and can resume their pre-hardship payment need access to affordable plans that will bring their loans current and…

Comments on Homeowner Assistance Fund, Draft Implementation Framework

July 30, 2021

These comments reflect the feedback and consideration of several stakeholder groups CHAPA works with on matters of homeownership and foreclosure counseling and prevention.

Coalition Letter to Treasury Urging Improvement to Staffing, Transparency & Data Collection for the Homeowner Assistance Fund

September 17, 2021

On behalf of the clients and communities we represent, we urge the Treasury Department to ensure accessibility, transparency, and accountability in the Homeowner Assistance Fund (HAF) program. HAF assistance was included in President Biden’s American Rescue Plan because many homeowners across the nation will be facing foreclosure in the coming months, especially homeowners of color who have been hardest hit by the pandemic.

Coalition Comments on the CFPB's Proposed Rule to Protect Homeowners Impacted by the COVID-19 Emergency

May 10, 2021

Comments to The Consumer Financial Protection Bureau re: Protections for Borrowers Affected by the COVID-19 Emergency under the Real Estate Settlement Procedures Act (RESPA), Regulation X, Docket No. CFPB-2021-0006

Coalition Letter to U.S. Treasury and Federal Regulators Urging Quick Deployment of Liquidity Facilities to Help Mortgage Servicers Maintain Stability During COVID-19 Crisis

April 16, 2020

Civil Rights, consumer, and real estate organizations’ letter to U.S. Treasury and federal banking and housing regulators.

Building a California Seawall Against the Tsunami of Debt Collection Caused by COVID-19: Mortgage Relief

November 17, 2020

Brief examines key concepts surrounding real alternatives to foreclosures.

Are You a Reverse Mortgage Non-Borrowing Spouse? Tips to Help You Remain in Your Home

February 5, 2020

Fact sheet provides tips for reverse mortgage non-borrowing spouses to remain in their home.

Approaching Consumer Law with a Racial Justice Lens

July 13, 2021

Webinar to introduce consumer advocates to concepts that will assist them in centering race in their practice.

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